41 S Cameron St, Winchester, VA 22601 Property Records

Winchester City property record for 41 S Cameron St, Winchester, VA 22601

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 4,237 sqft · built 1757
Lot Size0.112 acres (4,896 sqft)
OwnerCompany Name on Record
Last Sale$762,500 (Dec 2022)
Tax Bill$6,032 (2026)
Deeds & MortgagesSep 2025 Mortgage
Dec 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN193-01-M-24

Property Details

APN / Parcel Number

Primary APN193-01-M-24
Alternative APNs
  • 2744
  • 3037

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories3 Stories
Building Area4,237 sqft Living Area
Gross Area4,238 sqft
1st Floor Area4,757 sqft
CellarCellar
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1757
Effective Year BuiltEffective 1980
Exterior MaterialStone
Foundation TypeStone
Roof TypeGable
Roof MaterialMetal
Lot Area4,896 sqft (0.112 acres)
Garage TypeDetached
Parking Spaces1 Parking Space
PorchPatio
Porch Area440 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2744
Street Address41 S CAMERON ST
CityWINCHESTER
StateVA
Zip22601-4731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB1
Legal DescriptionW S 41 SOUTH CAMERON STREET
JurisdictionWINCHESTER CITY VA
Township / Civil DivisionWINCHESTER
Census Block Group1
Census Block1024
Census Tract102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Winchester Historic District
listed 1980 · 1,254 contributing resources · NRIS 80004318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Winchester City records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address41 S CAMERON ST, WINCHESTER, VA 22601-4731
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Deed of Trust, Mortgage · Unknown
CITY NATIONAL BANK OF WEST VIRGINIA
Dec 16, 2022Deed, Transfer · Commercial Mortgage
UNITED BANK
Nov 23, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
FIRST BANK
Oct 21, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2022 · Amount on Record
Deed SaleDec 16, 2022 · Amount on Record
Prior SaleNov 23, 2020 · Amount on Record
Deed Document Number20222875
Last Transfer DateMay 3, 2023
Transfer Doc0000000709
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address41 S CAMERON ST, WINCHESTER, VA 22601-4731
Transaction TypeMortgage
Record UpdatedOct 15, 2025
Title CompanyREGIS TITLE LLC, RGS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1880 CLAYTON RIDGE DR, WINCHESTER, VA 22601-6393

Mortgage

Document Number0250002145
DateSep 29, 2025
Instrument250002145
Lender
NameCITY NATIONAL BANK OF WEST VIRGINIA
TypeBank
AddressMARTINSBURG, WV 25402
Agreement
TypeUnknown
AmountAmount Recorded

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionWINCHESTER CITY VA
Recording DateDec 16, 2022
Property Address41 S CAMERON ST, WINCHESTER, VA 22601-4731
Document Number0220002875
Map ReferenceDOC 200003274
Instrument DateDec 16, 2022
Instrument220002875
Transaction TypeTransfer
Record UpdatedFeb 2, 2023
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$381.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 S CAMERON ST, WINCHESTER, VA 22601-4731

Mortgage

Document Number0220002876
DateDec 16, 2022
Instrument220002876
Lender
NameUNITED BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWINCHESTER CITY VA
Recording DateNov 23, 2020
Property Address41 S CAMERON ST, WINCHESTER, VA 22601-4731
Document Number200003274
Instrument DateNov 20, 2020
Instrument200003274
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyUNITY TITLE GROUP LLC, QUALITY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 S CAMERON ST, WINCHESTER, VA 22601-4731

Mortgage

Document Number200003275
DateNov 23, 2020
Instrument200003275
Lender
NameFIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWINCHESTER CITY VA
Recording DateOct 21, 2020
Property Address41 S CAMERON ST, WINCHESTER, VA 22601-4731
Document Number200002890
Instrument DateSep 24, 2020
Instrument200002890
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 W CORK ST, WINCHESTER, VA 22601-4126

Tax Assessment & Valuation

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWinchester City
Unified School DistrictWinchester City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,032.00$758,750 (+14.03%) Land $98,000 Building $660,750
2025$6,032.00 (-5.56%)$758,750 (+14.03%) Land $98,000 Building $660,750
2023$6,387.00 (+78.01%)$665,400 Land $98,000 Building $567,400$665,400 Land $98,000 Building $567,400
2022$3,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREDERICK WATER
serves 46,206 people · EPA ID VA2069250
Water SourceSurface water
Last State InspectionFeb 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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