41 Ruskin Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 41 Ruskin Dr, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,385 sqft · built 2019
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$305,781 (May 2019)
Tax Bill$6,431 (2025)
Deeds & MortgagesApr 2020 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN000713-2030

Property Details

APN / Parcel Number

Primary APN000713-2030

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,385 sqft Living Area
Gross Area2,841 sqft
1st Floor Area1,014 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address41 RUSKIN DR
CitySAINT JOHNS
StateFL
Zip32259-9164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description91/23-30 RIVERTOWN PARCEL 23 PHASE 1 LOT 203 OR4720/217
Legal Range27E
Legal Township05S
Legal Section39
Legal SubdivisionRIVERTOWN PARCEL 23 PHASE 1
Legal Phase1
Legal Block1
Legal Lot Number203
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1037
Census Tract20807

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address41 RUSKIN DR, SAINT JOHNS, FL 32259-9164
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2020Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING
May 6, 2019Special Warranty Deed, Transfer · VA Mortgage
MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2019 · Amount on Record
Deed SaleMay 6, 2019 · Amount on Record
Deed Document Number201931114
Deed Book / Page4720 / 217
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address41 RUSKIN DR, SAINT JOHNS, FL 32259-9164
Document Number0049300270
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedJul 3, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address41 RUSKIN DR ST JOHNS FL 322599164, ST JOHNS, FL 32259-9164

Mortgage

Document Number0049300270
DateApr 27, 2020
Book Page004930/000270
Instrument32064
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 26, 2050

May 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateMay 6, 2019
Property Address41 RUSKIN DR, SAINT JOHNS, FL 32259-9164
Document Number0047200217
Book / Page4720 / 0217
Map ReferenceMB 91 PG 23-30
Instrument DateApr 30, 2019
Instrument2019031114
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanySHEFFIELD & BOATRIGHT TTL SV

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,140.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7800 BELFORT PKWY, 7800, JACKSONVILLE, FL 32256-6941

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 RUSKIN DR, SAINT JOHNS, FL 32259-9164

Mortgage

Document Number2019031115
DateMay 6, 2019
Instrument2019031115
Lender
NameMATTAMY HOME FUNDING LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$311,006 (+2.7%)$401,436 (+1.41%) Land $90,000 Building $311,436
2025$6,431.00 (+9.97%) Homeowner's exemption$302,830 (+2.9%)$395,863 (-3.01%) Land $95,000 Building $300,863
2024$5,848.00 (+2.17%) Homeowner's exemption$294,295 (+3%)$408,130 (-4.61%) Land $95,000 Building $313,130
2023$5,724.00 (+1.98%) Homeowner's exemption$285,723 (+3%)$427,865 (+25.71%) Land $95,000 Building $332,865
2022$5,613.00 Homeowner's exemption$277,401$340,367 Land $78,400 Building $261,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 189 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies189 in force
Nearby Flood Claims4 (1997–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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