41 Ruggle's Rd, Guilford, CT 06437 Property Records

Guilford Town property record for 41 Ruggle's Rd, Guilford, CT 06437

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,618 sqft · built 1987
Lot Size	2.37 acres (103,237 sqft)
Owner	2 Individual Names on File
Last Sale	$835,000 (Jul 2021)
Tax Bill	$16,014 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GUIL M:6700142`

Property Details

APN / Parcel Number

Primary APN	`GUIL M:6700142`
Alternative APN	`5939`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,618 sqft Living Area
Basement Area	1,693 sqft
Unfinished Basement	1,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	103,237 sqft (2.37 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5939
Street Address	41 RUGGLES RD
City	GUILFORD
State	CT
Zip	06437-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Jurisdiction	GUILFORD CT
Township / Civil Division	GUILFORD
Census Block Group	3
Census Block	3007
Census Tract	190200

Owner

41 Ruggle's Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Guilford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 RUGGLES RD, GUILFORD, CT 06437-2524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SIKORSKY FINANCIAL CREDIT UNION INC
Jul 12, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Deed Document Number	20212572920003
Deed Book / Page	979 / 932
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD CT
Property Address	41 RUGGLES RD, GUILFORD, CT 06437-2524
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001009-420
Date	Jul 17, 2023
Book Page	1009/420
Instrument	2900400006

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2043

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD CT
Recording Date	Jul 12, 2021
Property Address	41 RUGGLES RD, GUILFORD, CT 06437-2524
Document Number	000979-932
Book / Page	979 / 932
Instrument Date	Jul 2, 2021
Instrument	2572920003
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 RUGGLES RD, GUILFORD, CT 06437-2524

Mortgage

Document Number	2572930015
Date	Jul 12, 2021
Instrument	2572930015

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 41 Ruggle's Rd was $16,014.

Source: Guilford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Guilford Town
Unified School District	Guilford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,014.00	$579,180 (-) Land $193,550 Building $385,630	$827,400 Land $276,500 Building $550,900
2024	$16,014.00 (+4.02%)	$579,180 (-) Land $193,550 Building $385,630
2023	$15,395.00 (+12.5%)	$579,180 (+40.72%) Land $193,550 Building $385,630
2022	$13,685.00	$411,570 Land $165,490 Building $246,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41 Ruggle's Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Ruggle's Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ruggle's Rd

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