41 Ross St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 41 Ross St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,821 sqft · built 2023
Lot Size	0.135 acres (5,898 sqft)
Owner	Company Name on File
Last Sale	$651,000 (Jul 2023)
Tax Bill	$15,141 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-00111-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`18-00111-0000-00004`
Alternative APN	`180011100004`

Interior

Stories	2 Stories
Building Area	1,821 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	5,898 sqft (0.135 acres)
Lot Dimensions	100 ft deep x 59 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	41 ROSE ST
City	SOMERSET
State	NJ
Zip	08873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	111
Legal Lot Number	4
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2018
Census Tract	50100

Owner

41 Ross St is owned by a company that bought it in July 2023.

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	41 ROSS ST, SOMERVILLE, NJ 08876-1904
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jul 16, 2020	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2023 · Amount on File
Deed Sale	Jul 3, 2023 · Amount on File
Prior Sale	Jul 16, 2020 · Amount on File
Deed Document Number	202316692
Deed Book / Page	7512 / 2708
Prior Transfer Date	Mar 14, 1992
Prior Transfer Doc	1853000202
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 3, 2023
Property Address	41 ROSS ST, SOMERVILLE, NJ 08876-1904
Document Number	0000016692
Book / Page	7512 / 2708
Instrument Date	Jun 28, 2023
Instrument	2023016692
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	HILLTOP TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,725.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	948 TULLO FARM RD, BRIDGEWATER, NJ 08807-2330

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	41 ROSS ST, SOMERVILLE, NJ 08876-1904

Mortgage

Document Number	0000016693
Date	Jul 3, 2023
Instrument	2023016693

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 16, 2020
Property Address	41 ROSS ST, SOMERVILLE, NJ 08876-1904
Document Number	0000030588
Book / Page	007228 / 002193
Instrument Date	Jul 14, 2020
Instrument	30588
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	948 TULLO FARM RD BRIDGEWATER NJ 08807, BRIDGEWATER, NJ 08807

Tax Assessment & Valuation

The 2025 property tax bill for 41 Ross St was $15,141, up 3.2% from the year before.

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,200 (-) Land $108,500 Building $262,700	$371,200 (-) Land $108,500 Building $262,700
2025	$15,141.00 (+3.19%)	$371,200 Land $108,500 Building $262,700	$371,200 Land $108,500 Building $262,700
2024	$14,673.00
2023		$188,700 (-) Land $108,500 Building $80,200	$188,700 (-) Land $108,500 Building $80,200
2022	$7,097.00 (+0.65%)	$188,700 Land $108,500 Building $80,200	$188,700 Land $108,500 Building $80,200
2021	$7,051.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 41 Ross St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1996–2021)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Ross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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