41 Riviera Dr, Key West, FL 33040 Property Records

Monroe County property record for 41 Riviera Dr, Key West, FL 33040 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 2018
Lot Size	0.098 acres (4,250 sqft)
Owner	2 Individual Names on File
Last Sale	$158,000 (May 2003)
Tax Bill	$4,634 (2024)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00158130-000000`

Property Details

APN / Parcel Number

Primary APN	`00158130-000000`
Alternative APNs	`21672600158130000000` `1203718`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,284 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2020
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,250 sqft (0.098 acres)
Lot Dimensions	85 ft deep x 50 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	667 sqft

Exterior Amenities

Porch	Open Porch
Deck Area	15 sqft
Patio Area	735 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1203718
Street Address	41 RIVIERA DR
City	KEY WEST
State	FL
Zip	33040-5422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 8 LT 6 GULFREST PARK PLAT 2 BIG COPPITT KEY PB4-157 OR589-259 OR803-1930 OR803-1932 OR982-1052 OR1090-1995 OR1094-796 OR1153-1246 OR1885-278/79 OR2334-319/20 OR2434-2192/93 OR2813-409/10
Legal Range	26E
Legal Township	67S
Legal Section	21
Legal Subdivision	GULFREST PARK #2
Legal Block	8
Legal Lot Number	6
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3014
Census Tract	971700

Owner

Source: Monroe County records · APN 00158130-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	84 SIRIUS LN, KEY WEST, FL 33040-6321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2003 · Amount on Record
Deed Sale	May 08, 2003 · Amount on Record
Prior Sale	Apr 01, 1989 · Amount on Record
Deed Document Number	20031368213
Deed Book / Page	1885 / 278
Last Transfer Date	Aug 26, 2016
Transfer Doc	0028130409
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	41 RIVIERA DR, KEY WEST, FL 33040-5422
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 RIVIERA DR, KEY WEST, FL 33040-5422

Mortgage

Document Number	0031431608
Date	Dec 16, 2021
Book Page	3143/1608
Instrument	2353233

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$508,449 (+5.99%)	$677,045 (-11.18%) Land $318,750 Building $358,295
2024	$4,634.00 (+4.44%)
2023	$4,437.00 (+2.71%) Homeowner's exemption	$479,729 (+3%)	$762,253 (+24.52%) Land $429,250 Building $333,003
2022	$4,320.00 Homeowner's exemption	$465,757	$612,140 Land $278,375 Building $333,765

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	10.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.