41 River St, Niles, MI 49120 Property Records

Berrien County property record for 41 River St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 980 sqft
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,089 (2025)
Deeds & Mortgages	Feb 2024 Sale May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-7200-0024-00-3`

Property Details

APN / Parcel Number

Primary APN	`71-7200-0024-00-3`
Alternative APN	`11-71-7200-0024-00-3`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	980 sqft Living Area
1st Floor Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	41 RIVER ST
City	NILES
State	MI
Zip	49120-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 24 C R SMITH'S ADD TO CITY OF NILES
Legal Subdivision	SMITHS ADD
Legal Lot Number	24
Legal Unit	24
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2022
Census Tract	20500

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2276 MAPLE LN, NILES, MI 49120-8810
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Quit Claim Deed, Transfer Quitclaim
May 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE HUNTINGTON NATIONAL BANK
Mar 23, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024
Deed Sale	Feb 29, 2024
Prior Sale	Mar 27, 2012 · Amount on Record
Deed Document Number	2024398935
Deed Book / Page	3421 / 1583
Record Updated	Oct 29, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 29, 2024
Property Address	41 RIVER ST, NILES, MI 49120-1647
Document Number	03421/1583
Book / Page	3421 / 1583
Instrument Date	Feb 28, 2024
Instrument	2024398935
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Amount	Amount Recorded
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1635 NORTHFIELD DR, NILES, MI 49120-4569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2276 MAPLE LN, NILES, MI 49120-8810

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	41 RIVER ST, NILES, MI 49120-1647
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03204/1092
Date	May 2, 2018
Book Page	3204/1092

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Mar 23, 2018
Property Address	41 RIVER ST, NILES, MI 49120-1647
Document Number	03201/0197
Book / Page	3201 / 0197
Map Reference	VOL6 PG4
Instrument Date	Mar 21, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 RIVER ST, NILES, MI 49120-1647

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,300 (+19.24%)	$132,600 (+19.24%)
2025	$3,089.00 (+253.84%)	$55,600 (+45.55%)	$111,200 (+45.55%)
2024	$873.00 (+9.81%)
2023		$38,200	$76,400
2022	$795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2008–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Midwest Energy & Communications.

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