Middlesex County and Lowell City property record for 41 Rita St, Lowell, MA 01854
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,470 sqft · built 2008 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (May 2021) |
| Tax Bill | $8,145 (2026) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Feb 2022 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P12215 |
| Primary APN | P12215 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,470 sqft Living Area |
| Gross Area | 4,070 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 416 sqft |
| Unfinished Basement | 416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | P12215 |
|---|---|
| Street Address | 41 RITA ST |
| City | LOWELL |
| State | MA |
| Zip | 01854-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Subdivision | LOON HILL DEV INC |
| Legal Block | 4955 |
| Legal Lot Number | 41 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 310602 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 RITA ST, LOWELL, MA 01854-2227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PHH US MORTGAGE CORP |
| Feb 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST COMMUNITY MORTGAGE |
| Jul 13, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SERVICE CU |
| May 5, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST COMMUNITY MORTGAGE |
| Jan 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC |
| Jan 25, 2019 | Quit Claim Deed, Transfer · FHA Mortgage FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2021 · Amount on Record |
| Deed Sale | May 5, 2021 · Amount on Record |
| Prior Sale | Jan 25, 2019 · Amount on Record |
| Deed Document Number | 202126827 |
| Deed Book / Page | 35712 / 207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 41 RITA ST, LOWELL, MA 01854-2227 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 039680-180 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | 39680/180 |
| Instrument | 37423 |
| Name | PHH US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 41 RITA ST, LOWELL, MA 01854-2227 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 036807-143 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 36807/143 |
| Instrument | 6687 |
| Name | FIRST COMMUNITY MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 41 RITA ST, LOWELL, MA 01854-2227 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 037224-238 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 37224/238 |
| Instrument | 29930 |
| Name | SERVICE CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | May 5, 2021 |
| Property Address | 41 RITA ST, LOWELL, MA 01854-2227 |
| Document Number | 35712-207 |
| Book / Page | 35712 / 207 |
| Instrument Date | May 5, 2021 |
| Instrument | 26827 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 41 RITA ST, LOWELL, MA 01854-2227 |
| Document Number | 26828 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 26828 |
| Name | FIRST COMMUNITY MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 41 RITA ST, LOWELL, MA 01854-2227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33722-116 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 33722/116 |
| Instrument | 321 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jan 25, 2019 |
| Property Address | 41 RITA ST, LOWELL, MA 01854-2227 |
| Document Number | 32731-129 |
| Book / Page | 32731 / 129 |
| Instrument Date | Jan 24, 2019 |
| Instrument | 3276 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 RITA ST, LOWELL, MA 01854-2227 |
| Document Number | 3277 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 3277 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,145.00 (+7.97%) | $717,600 (+9.21%) Land $210,600 Building $507,000 | $651,695 (-6.28%) |
| 2025 | $7,544.00 (-1.69%) | $657,100 (+1.99%) Land $196,800 Building $460,300 | $695,400 (+5.99%) |
| 2024 | $7,674.00 (+3.84%) | $644,300 (+8.29%) Land $184,000 Building $460,300 | $656,070 |
| 2023 | $7,390.00 | $595,000 Land $160,000 Building $435,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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