Stephens County property record for 41 Ridgemore Ct, Toccoa, GA 30577 · Last verified April 2026
| Property Type | Residential > Specialized > Seasonal, Cabin, Vacation |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2013 |
| Square Footage | 3,807 sqft Heated Area |
| Lot Size | 33,977 sqft (0.78 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2016) |
| Tax Bill | $6,156.00 (2025) |
| Primary APN | 064F 017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 3,807 sqft Heated Area |
| Basement Area | 1,200 sqft Basement |
| Finished Basement | 1,200 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Rustic Style |
| Exterior Material | Logs Exterior |
| Construction Type | Log Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 33,977 sqft (0.78 acres) |
| Depth X Width | 150 ft x 140 ft Depth x Width |
| Garage Area | 1,117 sqft Garage |
| Deck Area | 418 sqft Deck |
|---|---|
| Patio Area | 578 sqft Patio |
| Porch Area | 220 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Account Number | 237855 |
|---|---|
| Street Address | 41 RIDGEMORE CT |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7105 |
| Property Usage | Residential Property Usage |
| Type | Residential > Specialized > Seasonal, Cabin, Vacation |
| Legal Description | LOT 4 MAX JARRETT S/D |
| Legal Subdivision | MAX JARRETT S/D |
| Legal Lot Number | 4 |
| Jurisdiction | STEPHENS GA |
| Minor Civil Division | ROCK CREEK |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 970201 |
Source: Stephens County records · APN 064F 017
Assessment roll updated March 12, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 RIDGEMORE CT, TOCCOA, GA 30577-7105 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC HOME MORTGAGE |
| Jul 07, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOAN |
| May 04, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Sep 30, 2019 | Quit Claim Deed, Mortgage · Conventional Mortgage ATLANTIC HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 14, 2016 · Amount on Record |
| Deed Sale | Jan 14, 2016 · Amount on Record |
| Prior Sale | Oct 30, 2006 · Amount on Record |
| Deed Doc Number | 201628 |
| Deed Book / Page | 1081 / 343 |
| Last Transfer Date | Apr 15, 2025 |
| Transfer Doc | 0014070081 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 41 RIDGEMORE CT, TOCCOA, GA 30577-7105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 41 RIDGEMORE CT, TOCCOA, GA 30577-7105 |
| Document Number | 0012750000000446 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 0000001275/0000000446 |
| Instrument | 000690 |
| Name | ATLANTIC HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 41 RIDGEMORE CT, TOCCOA, GA 30577-7105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 41 RIDGEMORE CT, TOCCOA, GA 30577-7105 |
| Document Number | 0013030000000189 |
|---|---|
| Date | Jul 07, 2022 |
| Book Page | 0000001303/0000000189 |
| Instrument | 001118 |
| Name | THIRD FEDERAL SAVINGS AND LOAN |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 41 RIDGEMORE CT, TOCCOA, GA 30577-7105 |
| Document Number | 0012090283 |
| Instrument Date | May 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 41 RIDGEMORE CT TOCCOA GA 305777105, TOCCOA, GA 30577-7105 |
| Document Number | 0012090283 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 001209/000283 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 30, 2019 |
| Property Address | 41 RIDGEMORE CT, TOCCOA, GA 30577-7105 |
| Document Number | 0011900155 |
| Book / Page | 001190 / 000155 |
| Instrument Date | Sep 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 41 RIDGEMORE CT TOCCOA GA 305777105, TOCCOA, GA 30577-7105 |
| Document Number | 11900157 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 001190/000157 |
| Name | ATLANTIC HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | ALPHARETTA, GA 30004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 29, 2039 |
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,156.00 (+1.15%) Homeowner's exemption Senior Citizen's exemption | $302,334 (+46.46%) Land $64,718 Building $237,616 | $755,835 (+46.46%) Land $161,795 Building $594,040 |
| 2023 | $6,086.00 (+3.45%) Homeowner's exemption | $206,434 (+4.46%) Land $64,718 Building $141,716 | $516,086 (+4.46%) Land $161,795 Building $354,291 |
| 2022 | $5,883.00 Homeowner's exemption | $197,628 Land $64,718 Building $132,910 | $494,070 Land $161,795 Building $332,275 |
41 Ridgemore Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Stephens County (13257C), updated September 26, 2008
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 35th percentile of exposed land nationally · 13th in Georgia |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,852 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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