41 Ridge Rd, Charleston, ME 04422 Property Records

Penobscot County and Charleston Town property record for 41 Ridge Rd, Charleston, ME 04422

Property Summary

Property Type	Single Family Home
Lot Size	5.82 acres (253,519 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,340 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jun 2017 Mortgage + 1 more
APN	`CRLN M:005 L:017`

Property Details

APN / Parcel Number

Primary APN	`CRLN M:005 L:017`

Exterior

Lot Area	253,519 sqft (5.82 acres)

Location & Zoning

Street Address	41 RIDGE RD
City	CHARLESTON
State	ME
Zip	04422-3438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	17
Jurisdiction	CHARLESTON ME
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1031
Census Tract	31200

Owner

41 Ridge Rd is owned and occupied by two individuals who acquired it in June 2007.

Source: Penobscot County and Charleston Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 RIDGE RD, CHARLESTON, ME 04422-3438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Line of Credit MAINE SAVINGS FEDERAL CREDIT UNION
Jun 1, 2017	Deed of Trust, Mortgage MAINE SAVINGS FCU
Dec 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE SAVINGS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2007
Deed Sale	Jun 26, 2007
Deed Book / Page	11014 / 262
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON ME
Property Address	41 RIDGE RD, CHARLESTON, ME 04422-3438
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170240283
Date	Dec 14, 2023
Book Page	17024/283
Instrument	30373

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON ME
Property Address	41 RIDGE RD, CHARLESTON, ME 04422-3438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145000320
Date	Jun 1, 2017
Book Page	14500/0320
Instrument	000000015624

Lender

Name	MAINE SAVINGS FCU

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2032

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON ME
Property Address	41 RIDGE RD, CHARLESTON, ME 04422-3438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0158290347
Date	Dec 16, 2020
Book Page	15829/347
Instrument	41738

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 41 Ridge Rd was $3,340, up 15% from the year before.

Source: Penobscot County and Charleston Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Charleston Town
Unified School District	School Administrative District 68 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,340.00 (+14.97%)	$312,167 (+55.83%) Land $51,187 Building $260,980
2024	$2,905.00 (+6.64%)	$200,330 (-) Land $34,820 Building $165,510
2023	$2,724.00 (+2.25%)	$200,330 (-) Land $34,820 Building $165,510
2022	$2,664.00	$200,330 Land $34,820 Building $165,510

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA's flood maps do not cover 41 Ridge Rd.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premium Choice Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ridge Rd

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