41 Remembrance Rdg, Flat Rock, NC 28731 Property Records

Henderson County property record for 41 Remembrance Rdg, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,736 sqft · built 1967
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Nov 2025)
Tax Bill$1,793 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN9586096650

Property Details

APN / Parcel Number

Primary APN9586096650
Alternative APNs
  • 0105887
  • 105887

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,736 sqft Heated Area
1st Floor Area2,018 sqft
Basement Area2,018 sqft
Finished Basement718 sqft
Unfinished Basement1,300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialBrick/Stone
Foundation TypeMasonry
Roof TypeGable
Roof MaterialAsphalt
Lot Area47,916 sqft (1.1 acres)
PorchSlab
Porch Area10 sqft
Deck Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number105887
Street Address41 REMEMBRANCE RDG
CityFLAT ROCK
StateNC
Zip28731-8726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code105887~R1
Legal DescriptionBUTT MOUNTAIN ESTATES LO5,6
Legal SubdivisionBUTT MOUNTAIN ESTATES
Legal Block9
Legal Lot Number6650
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group1
Census Block1001
Census Tract931500

Owner

41 Remembrance Rdg is owned and occupied by two individuals who bought it in November 2025.

Source: Henderson County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address41 REMEMBRANCE RDG, FLAT ROCK, NC 28731-8726
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Nov 5, 2025Warranty Deed, Transfer · FHA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Aug 14, 2024Warranty Deed, Construction Loan · Construction Mortgage
KIAVI FUNDING INC
Jan 15, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2025 · Amount on File
Deed SaleNov 5, 2025 · Amount on File
Prior SaleAug 14, 2024 · Amount on File
Deed Document Number20251039854
Deed Book / Page4360 / 578
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address41 REMEMBRANCE RDG, FLAT ROCK, NC 28731-8726
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038070429
DateOct 22, 2021
Book Page3807/429
Instrument965678
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateNov 5, 2025
Property Address41 REMEMBRANCE RDG, FLAT ROCK, NC 28731-8726
Document Number0043600578
Book / Page4360 / 578
Map ReferenceCAB C SL 114A
Instrument DateOct 28, 2025
Instrument1001039854
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8721 LINEBROOK DR, TRINITY, FL 34655-5322

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address41 REMEMBRANCE RDG, FLAT ROCK, NC 28731-8726

Mortgage

Document Number1001039855
DateNov 5, 2025
Instrument1001039855
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

August 2024: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateAug 14, 2024
Property Address41 REMEMBRANCE RDG, FLAT ROCK, NC 28731-8726
Document Number0041970453
Book / Page4197 / 453
Map ReferenceCAB C SL 114A
Instrument DateAug 13, 2024
Instrument1001018736
Transaction TypeConstruction Loan
Record UpdatedDec 2, 2025
Title CompanyTRYON TITLE AGENCY LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address709 LAKE SINCLAIR ST, SAINT AUGUSTINE, FL 32084-1565

Transferred To (Grantee/Buyer)

NameVerified Name
Address8721 LINEBROOK DR, TRINITY, FL 34655-5322
InvestorPossibly a Property Investor

Mortgage

Document Number1001018737
DateAug 14, 2024
Instrument1001018737
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateJan 15, 2019
Property Address41 REMEMBRANCE RDG, FLAT ROCK, NC 28731-8726
Document Number0032900539
Book / Page3290 / 539
Instrument DateJan 10, 2019
Transaction TypeTransfer
Record UpdatedMay 10, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 REMEMBRANCE RDG, FLAT ROCK, NC 28731-8726

Tax Assessment & Valuation

The 2025 property tax bill for 41 Remembrance Rdg was $1,793.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$456,000 (+42.63%) Land $61,000 Building $395,000
2025$1,793.00$319,700 Land $61,000 Building $258,700
2024$1,793.00
2023$319,700 Land $61,000 Building $258,700$456,000 Land $61,000 Building $395,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Remembrance Rdg in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies10 units insured
incl. 6 condo units
Nearby Flood Claims5 (1998–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Remembrance Rdg is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Spectrum, T-Mobile.

Nearby Properties on Remembrance Rdg

Nearby Streets

Search Property Records by Address or Parcel Number