Somerset County and Bernards Township property record for 41 Ramapo Dr, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 3,696 sqft · built 2000 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Aug 2001) |
| Tax Bill | $24,176 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-10901-0000-00011 |
| Primary APN | 02-10901-0000-00011 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,696 sqft Living Area |
|---|
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Old Parcel Number | 02001742100056 |
|---|---|
| Street Address | 41 RAMAPO DR |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-4223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITIONAL LOTS: ELKINS |
| Legal Subdivision | HILLS PH 02 SEC 07 |
| Legal Block | 10901 |
| Legal Lot Number | 11 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 52605 |
Source: Somerset County and Bernards Township records · APN 02-10901-0000-00011
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 RAMAPO DR, BASKING RIDGE, NJ 07920-4223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 26, 2017 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 07, 2001 · Amount on Record |
| Deed Sale | Aug 07, 2001 · Amount on Record |
| Prior Sale | Nov 27, 2000 · Amount on Record |
| Deed Book / Page | 5022 / 2942 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 41 RAMAPO DR, BASKING RIDGE, NJ 07920-4223 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | MEGA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000040530 |
|---|---|
| Date | Jul 01, 2021 |
| Book Page | 7358/2285 |
| Instrument | 2021040530 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 41 RAMAPO DR, BASKING RIDGE, NJ 07920-4223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE & ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0000003922 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 6937/3016 |
| Instrument | 2017003922 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Feb 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
Source: Somerset County and Bernards Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,518,900 (+6.05%) Land $416,100 Building $1,102,800 | $1,518,900 (+6.05%) Land $416,100 Building $1,102,800 | |
| 2025 | $24,176.00 (+7.07%) | $1,432,200 (+23.49%) Land $416,100 Building $1,016,100 | $1,432,200 (+23.49%) Land $416,100 Building $1,016,100 |
| 2024 | $22,580.00 (+9.82%) | ||
| 2023 | $1,159,800 Land $326,800 Building $833,000 | $1,159,800 Land $326,800 Building $833,000 | |
| 2022 | $20,560.00 |
Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350526051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 564 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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