41 Pumpkin Cay Rd, #A, Key Largo, FL 33037 Property Records

Monroe County property record for 41 Pumpkin Cay Rd, #A, Key Largo, FL 33037

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,970 sqft · built 1975
Lot Size	2 acres (128,653 sqft)
Owner	Company Name on File
Last Sale	$5,000,000 (May 2026)
Tax Bill	$28,875 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2026 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`00569513-000309`

Property Details

APN / Parcel Number

Primary APN	`00569513-000309`
Alternative APNs	`07594100569513000309` `1701491`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,970 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Lot Area	128,653 sqft (2 acres)

Location & Zoning

Account Number	1701491
Street Address	41 PUMPKIN CAY RD, A
City	KEY LARGO
State	FL
Zip	33037-3748
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	UR
Legal Description	PRIVATE DWELLING NO PC-41A PUMPKIN CAY CONDOMINIUM NO 9 OR689-480 OR967-1162AFF OR967-1163 OR1248-1993/96 OR1574-1473/76 OR1739-1088/90 OR2582-2384D/C OR2733-1361/64 OR2726-571/599AMD
Legal Range	41E
Legal Township	59S
Legal Section	07
Legal Subdivision	PUMPKIN CAY O.R. #7 2ND REV
Legal Lot Number	PC41A
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3050
Census Tract	972700

Owner

41 Pumpkin Cay Rd, #A is owned by a company that bought it in May 2026.

Source: Monroe County records, as of June 24, 2026

Owner of Record	Company Name on File
Mailing Address	339 MID RIVERS MALL DR, SAINT PETERS, MO 63376-1516
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE
May 27, 2026	Warranty Deed, Transfer REEF TITLE
Nov 12, 2025	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 20, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on File
Deed Sale	May 27, 2026 · Amount on File
Prior Sale	Oct 20, 2025 · Amount on File
Deed Document Number	20262545024
Deed Book / Page	3382 / 2414
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Recording Date	Jun 9, 2026
Property Address	41 PUMPKIN CAY RD, A, KEY LARGO, FL 33037-3748
Document Number	0002546753
Book / Page	3385 / 870
Instrument Date	Jun 2, 2026
Instrument	20262546753
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0002546753,
Date	Jun 9, 2026
Book Page	3385/870
Instrument	20262546753

Lender

Name	BANK OF OLD MONROE

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 27, 2026
Property Address	41 PUMPKIN CAY RD, A, KEY LARGO, FL 33037-3748
Document Number	0002545024
Book / Page	3382 / 2414
Instrument Date	May 22, 2026
Instrument	20262545024
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	REEF TITLE

Transaction

Amount	Amount on Record
Tax	$3,535,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	339 MID RIVERS MALL DR, SAINT PETERS, MO 63376-1516

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 12, 2025
Property Address	41 PUMPKIN CAY RD # A, A, KEY LARGO, FL 33037-3748
Document Number	0033530594
Book / Page	3353 / 594
Map Reference	MB 592 PG 443
Instrument Date	Nov 3, 2025
Instrument	2521814
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	FLAGSHIP BUILDING SEAFARERS WAY #401142SEAFAR, GEORGE TOWN XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	FLAGSHIP BUILDING SEAFARERS WAY #401142 BLDG SEAFARER, SEAFARER, GEORGE TOWN XX

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 20, 2025
Property Address	41 PUMPKIN CAY RD # A, A, KEY LARGO, FL 33037-3748
Document Number	0033500209
Book / Page	3350 / 209
Map Reference	MB 592 PG 443
Instrument Date	Oct 15, 2025
Instrument	2519283
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$29,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 DROMORE CRES, HAMILTON XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 FORT STREET #31726 # 31726, 31726, GRAND CAYMAN XX

Tax Assessment & Valuation

The 2025 property tax bill for 41 Pumpkin Cay Rd, #A was $28,875, up 6.3% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,875.00 (+6.34%)	$5,137,721 (+1.24%) Building $5,137,721	$5,137,721 (+1.24%) Building $5,137,721
2024	$27,153.00 (+12.36%)	$5,074,948 (+16.71%) Building $5,074,948	$5,074,948 (+16.71%) Building $5,074,948
2023	$24,166.00 (+17.94%)	$4,348,387 (+23.72%) Building $4,348,387	$4,348,387 (+23.72%) Building $4,348,387
2022	$20,490.00	$3,514,791 Building $3,514,791	$3,514,791 Building $3,514,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Pumpkin Cay Rd, #A in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Pumpkin Cay Rd, #A is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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