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41 Prospect St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 41 Prospect St, Westfield, MA 01085

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,738 sqft · built 1911
Lot Size0.206 acres (8,976 sqft)
OwnerIndividual Name on Record
Last Sale$318,000 (Dec 2023)
Tax Bill$4,581 (2026)
Deeds & MortgagesDec 2023 Sale & Mortgage
Jun 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APNWFLD M:203 L:46

Property Details

APN / Parcel Number

Primary APNWFLD M:203 L:46
Alternative APN
  • M:329203 B:00046 L:00000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,738 sqft Living Area
Gross Area3,469 sqft
Basement Area1,012 sqft
Unfinished Basement1,552 sqft

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,976 sqft (0.206 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address41 PROSPECT ST
CityWESTFIELD
StateMA
Zip01085-1554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number46
JurisdictionWESTFIELD MA
Township / Civil DivisionWESTFIELD
Census Block Group2
Census Block2011
Census Tract812800

Owner

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address41 PROSPECT ST, WESTFIELD, MA 01085-1554
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2023Quit Claim Deed, Transfer · FHA Mortgage
TOTAL MORTGAGE SERVICES LLC
Jun 29, 2022Quit Claim Deed, Transfer
Quitclaim
May 6, 2022Quit Claim Deed, Transfer · Commercial Mortgage
ASW FUND 1 LP
Feb 23, 2022Quit Claim Deed, Construction Loan · Construction Mortgage
PINNACLE FINANCIAL SERVICES LLC
Jan 6, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2023 · Amount on Record
Deed SaleDec 22, 2023 · Amount on Record
Prior SaleMay 6, 2022 · Amount on Record
Deed Document Number202360922
Deed Book / Page25269 / 491
Prior Transfer DateDec 21, 2023
Prior Transfer Doc025269-491
Record UpdatedOct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateDec 22, 2023
Property Address41 PROSPECT ST, WESTFIELD, MA 01085-1554
Document Number025269-491
Book / Page25269 / 491
Instrument DateDec 21, 2023
Instrument60922
Transaction TypeTransfer
Record UpdatedJan 5, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address919 SOUTHAMPTON RD APT F2, F2, WESTFIELD, MA 01085-5316

Mortgage

Document Number0000060923
DateDec 22, 2023
Instrument60923
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateJun 29, 2022
Property Address41 PROSPECT ST, WESTFIELD, MA 01085-1554
Document Number024615-210
Book / Page24615 / 210
Instrument DateJun 29, 2022
Instrument39245
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address444A N MAIN ST # 271, 271, EAST LONGMEADOW, MA 01028-1812

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateMay 6, 2022
Property Address41 PROSPECT ST, WESTFIELD, MA 01085-1554
Document Number0024536-32
Book / Page24536 / 32
Instrument DateMay 5, 2022
Instrument27946
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address444A N MAIN ST # 271, 271, E LONGMEADOW, MA 01028-1812

Mortgage

Document Number0000027947
DateMay 6, 2022
Instrument27947
Lender
NameASW FUND 1 LP
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2022: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateFeb 23, 2022
Property Address41 PROSPECT ST, WESTFIELD, MA 01085-1554
Document Number024419-391
Book / Page24419 / 391
Instrument DateFeb 23, 2022
Instrument11582
Transaction TypeConstruction Loan
Record UpdatedMar 11, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 15TH AVE, WEST BABYLON, NY 11704-3855

Mortgage

Document Number0000011583
DateFeb 23, 2022
Instrument11583
Lender
NamePINNACLE FINANCIAL SERVICES LLC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateJan 6, 2020
Property Address41 PROSPECT ST, WESTFIELD, MA 01085-1554
Document Number23034-261
Book / Page023034 / 000261
Instrument DateDec 16, 2019
Instrument718
Transaction TypeTransfer
Record UpdatedJan 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address481 S BROADWAY LAWRENCE MA 018433665, LAWRENCE, MA 01843-3665

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWestfield City
Unified School DistrictWestfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,581.00 (+9.62%)$306,800 (+11.44%) Land $92,800 Building $214,000$307,881 (-14.33%)
2025$4,179.00 (+10.53%)$275,300 (+23.62%) Land $97,000 Building $178,300$359,385 (+20.79%)
2024$297,540
2023$3,781.00$222,700 Land $84,000 Building $138,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTFIELD DPWWATER DIVISION
serves 41,094 people · EPA ID MA1329000
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Whip City Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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