41 Prospect St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 41 Prospect St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,498 sqft · built 1958
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Oct 2021)
Tax Bill	$12,329 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-08801-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`16-08801-0000-00010`
Alternative APN	`1600071000000015`

Interior

Building Area	1,498 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	1600071000000015
Street Address	41 PROSPECT ST
City	NUTLEY
State	NJ
Zip	07110-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	50X100
Legal Subdivision	RUTAN ESTATES 3RD SEC
Legal Block	8801
Legal Lot Number	10
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	2
Census Block	2003
Census Tract	13900

Owner

41 Prospect St is owned and occupied by two individuals who bought it in October 2021.

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 PROSPECT ST, NUTLEY, NJ 07110-3127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed, Transfer · Conventional Mortgage MORTGAGE ACCESS CORP
Oct 1, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST SECOND MTG/NJ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Prior Sale	Oct 1, 2019 · Amount on File
Deed Document Number	2021124440
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 15, 2021
Property Address	41 PROSPECT ST, NUTLEY, NJ 07110-3127
Document Number	2021124440
Instrument Date	Oct 5, 2021
Instrument	2021124440
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,362.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 IVERSON CT, 3, ROCKAWAY, NJ 07866-4319

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	365 BELLEVILLE AVE, BLOOMFIELD, NJ 07003-2603

Mortgage

Document Number	2021124441
Date	Oct 15, 2021
Instrument	2021124441

Lender

Name	MORTGAGE ACCESS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 1, 2019
Property Address	41 PROSPECT ST, NUTLEY, NJ 07110-3127
Document Number	0000092498
Instrument Date	Sep 16, 2019
Instrument	92498
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ABLE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 PROSPECT ST NUTLEY NJ 071103127, NUTLEY, NJ 07110-3127

Mortgage

Document Number	92499
Date	Oct 1, 2019
Instrument	92499

Lender

Name	FIRST SECOND MTG/NJ
Type	Mortgage Company
Address	CRESSKILL, NJ 07626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 41 Prospect St was $12,329, up 2.6% from the year before.

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,800 (-) Land $180,000 Building $276,800	$456,800 (-) Land $180,000 Building $276,800
2025	$12,329.00 (+2.55%)	$456,800 Land $180,000 Building $276,800	$456,800 Land $180,000 Building $276,800
2024	$12,022.00
2023		$456,800 Land $180,000 Building $276,800	$456,800 Land $180,000 Building $276,800
2022	$10,000.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 individual policies
Nearby Flood Policies	39 units insured incl. 7 condo units
Nearby Flood Claims	90 (1979–2024)
Claims Outside the SFHA	2 of 90
Most Recent Claim	Jun 2024 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 20 claims Hurricane Irene, Aug 2011 · 25 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 41 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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