41 Prospect St, Monroeville, OH 44847 Property Records

Huron County property record for 41 Prospect St, Monroeville, OH 44847

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,652 sqft · built 1901
Lot Size	0.156 acres (6,795 sqft)
Owner	Individual Name on Record
Last Sale	$103,500 (May 2015)
Tax Bill	$1,694 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`42-047A-02-016-0000`

Property Details

APN / Parcel Number

Primary APN	`42-047A-02-016-0000`
Alternative APN	`430480`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,652 sqft Living Area
1st Floor Area	1,220 sqft
2nd Floor Area	432 sqft
Basement Area	216 sqft
Unfinished Basement	216 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Slate
Lot Area	6,795 sqft (0.156 acres)
Lot Dimensions	151 ft deep x 45 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	101 sqft
Deck Area	24 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	430480
Street Address	41 PROSPECT ST
City	MONROEVILLE
State	OH
Zip	44847-9784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 324 & 323 COMB W/-017-0000
Legal Subdivision	VILLAGE/MONROEVILLE
Legal Lot Number	324
Jurisdiction	HURON OH
Township / Civil Division	RIDGEFIELD
Census Block Group	2
Census Block	2050
Census Tract	915900

Owner

Source: Huron County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 PROSPECT ST, MONROEVILLE, OH 44847-9784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit CIVISTA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2015 · Amount on Record
Deed Sale	May 7, 2015 · Amount on Record
Prior Sale	Feb 23, 2015 · Amount on Record
Deed Document Number	20152443
Prior Transfer Date	Aug 11, 2014
Prior Transfer Doc	0000005744
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Recording Date	Aug 18, 2026
Property Address	41 PROSPECT ST, MONROEVILLE, OH 44847-9784
Document Number	0000004639
Instrument Date	Aug 7, 2026
Instrument	20264639
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 PROSPECT ST, MONROEVILLE, OH 44847-9784

Mortgage

Document Number	0000004639,
Date	Aug 18, 2026
Instrument	20264639

Lender

Name	CIVISTA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	41 PROSPECT ST, MONROEVILLE, OH 44847-9784
Document Number	0000007827
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 PROSPECT ST MONROEVILLE OH 448479784, MONROEVILLE, OH 44847-9784

Mortgage

Document Number	0000007827
Date	Dec 27, 2017
Instrument	7827

Lender

Name	CIVISTA BK
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 26, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
County Subdivision	Ridgefield Township
Municipality	Monroeville Village
Unified School District	Monroeville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,694.00 (-4.83%)	$44,780 (-) Land $4,100 Building $40,680	$127,930 (-) Land $11,700 Building $116,230
2024	$1,780.00 (+7.88%)	$44,780 (+15.41%) Land $4,100 Building $40,680	$127,930 (+15.4%) Land $11,700 Building $116,230
2023	$1,650.00 (-0.36%)	$38,800 (-) Land $3,150 Building $35,650
2022	$1,656.00	$38,800 Land $3,150 Building $35,650
2021			$110,860 Land $9,000 Building $101,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROEVILLE VILLAGE serves 1,400 people · EPA ID OH3900811
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: North Coast Wireless Communications, Watch TV.

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