41 Prospect Rd, Centerport, NY 11721 Property Records

Suffolk County and Huntington Town property record for 41 Prospect Rd, Centerport, NY 11721

Property Summary

Property Type	Single Family Home
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Tax Bill	$9,517 (2024)
Deeds & Mortgages	Nov 2017 Refinance
Flood Zone	Zone AE (high risk)
APN	`0400-045.00-01.00-024.002`

Property Details

APN / Parcel Number

Primary APN	`0400-045.00-01.00-024.002`
Alternative APNs	`472689 045.00-01.00-024.002` `268904500001000240020000` `472600128250`

Exterior

Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	41 PROSPECT RD
City	CENTERPORT
State	NY
Zip	11721-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BLK LOT
Legal Block	100
Legal Lot Number	24
Jurisdiction	SUFFOLK NY
Township / Civil Division	HUNTINGTON
Census Block Group	1
Census Block	1006
Census Tract	110501

Owner

41 Prospect Rd is owned and occupied by an individual who acquired it in May 2014.

Source: Suffolk County and Huntington Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	41 PROSPECT RD, CENTERPORT, NY 11721-1131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2014
Deed Sale	May 5, 2014
Prior Sale	Mar 3, 2014 · Amount on File
Deed Book / Page	12772 / 758
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	41 PROSPECT RD, CENTERPORT, NY 11721-1131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	1ST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0228720464
Date	Nov 9, 2017
Book Page	22872/464
Instrument	17-0199187

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	97 Months
Due	Dec 1, 2025

Tax Assessment & Valuation

Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Huntington Town
Unified School District	Harborfields Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,225 (-) Land $500 Building $1,725	$494,444 (+10,790.84%) Land $111,111 Building $383,333
2024	$9,517.00		$4,540 (+12.24%) Land $1,020 Building $3,520
2023		$2,225 Land $500 Building $1,725	$4,045 Land $909 Building $3,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Prospect Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	32 (1978–2021)
Claims Outside the SFHA	11 of 32
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Prospect Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20