41 Plata Ct, Novato, CA 94947 Property Records

Marin County property record for 41 Plata Ct, Novato, CA 94947

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,208 sqft · built 1972
Lot Size	0.251 acres (10,944 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,341,000 (Nov 2022)
Tax Bill	$17,017 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`146-441-20`

Property Details

APN / Parcel Number

Primary APN	`146-441-20`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,208 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,944 sqft (0.251 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Deck Area	393 sqft
Patio Area	393 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	41 PLATA CT
City	NOVATO
State	CA
Zip	94947-3722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 139
Legal Subdivision	OAKS 02
Legal Lot Number	139
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	3
Census Block	3000
Census Tract	103100

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 PLATA CT, NOVATO, CA 94947-3722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Grant Deed, Transfer · Conventional Mortgage LUTHER BURBANK SAVINGS
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit THE POLICE CU
Nov 24, 2020	Deed of Trust, Mortgage · Line of Credit POLICE CU/CALIFORNIA
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 29, 2018	Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO POLICE CU
Dec 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 3, 2017	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE MASTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2022 · Amount on Record
Deed Sale	Nov 29, 2022 · Amount on Record
Prior Sale	Sep 24, 2015 · Amount on Record
Deed Document Number	202238798
Prior Transfer Date	Sep 14, 1994
Prior Transfer Doc	0000068354
Record Updated	Oct 29, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Nov 29, 2022
Property Address	41 PLATA CT, NOVATO, CA 94947-3722
Document Number	0000038798
Map Reference	VOL 15 PG 25
Instrument Date	Nov 9, 2022
Instrument	2022-0038798
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,475.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	41 PLATA CT, NOVATO, CA 94947-3722

Mortgage

Document Number	0000038799
Date	Nov 29, 2022
Instrument	2022-0038799

Lender

Name	LUTHER BURBANK SAVINGS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	6.12%
Max Rate At Change	8.62%
Index	1-Year T-Bill
Max Rate	12.6%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	41 PLATA CT, NOVATO, CA 94947-3722
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 PLATA CT, NOVATO, CA 94947-3722

Mortgage

Document Number	0000031760
Date	Sep 8, 2022
Instrument	2022-0031760

Lender

Name	THE POLICE CU
Type	Credit Union
Address	SAN BRUNO, CA 94066

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	41 PLATA CT, NOVATO, CA 94947-3722
Document Number	0000060576
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	41 PLATA CT NOVATO CA 949473722, NOVATO, CA 94947-3722

Mortgage

Document Number	0000060576
Date	Dec 1, 2020
Instrument	60576

Lender

Name	POLICE CU/CALIFORNIA
Address	SAN BRUNO, CA 94066

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	41 PLATA CT, NOVATO, CA 94947-3722
Document Number	0000025635
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	41 PLATA CT NOVATO CA 949473722, NOVATO, CA 94947-3722

Mortgage

Document Number	0000025635
Date	Jun 19, 2020
Instrument	25635

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	41 PLATA CT, NOVATO, CA 94947-3722
Document Number	0000045209
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	41 PLATA CT NOVATO CA 949473722, NOVATO, CA 94947-3722

Mortgage

Document Number	0000045209
Date	Nov 27, 2019
Instrument	45209

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	41 PLATA CT, NOVATO, CA 94947-3722
Document Number	0000041256
Instrument Date	Nov 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	41 PLATA CT NOVATO CA 949473722, NOVATO, CA 94947-3722

Mortgage

Document Number	0000041256
Date	Dec 4, 2018
Instrument	41256

Lender

Name	SAN FRANCISCO POLICE CU
Type	Credit Union
Address	SAN FRANCISCO, CA 94122

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	41 PLATA CT, NOVATO, CA 94947-3722
Document Number	0000048952
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	41 PLATA CT NOVATO CA 949473722, NOVATO, CA 94947-3722

Mortgage

Document Number	0000048952
Date	Dec 8, 2017
Instrument	48952

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	41 PLATA CT, NOVATO, CA 94947-3722
Document Number	0000014242
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	41 PLATA CT NOVATO CA 949473722, NOVATO, CA 94947-3722

Mortgage

Document Number	0000014242
Date	Apr 7, 2017
Instrument	14242

Lender

Name	MORTGAGE MASTER
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2047

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,365,000 (-2.05%) Land $830,000 Building $535,000
2025	$17,017.00 (-1.49%)	$1,393,615 (+4.04%) Land $832,320 Building $561,295
2023	$17,274.00 (+118.99%)	$1,339,500 Land $800,000 Building $539,500
2022	$7,888.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1980–2017)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Frontier, Verizon.

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