41 Pineridge Rd, Bonny Doon (Santa Cruz), CA 95060 Property Records

Santa Cruz County property record for 41 Pineridge Rd, Bonny Doon, CA 95060

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,996 sqft · built 1976
Lot Size	1.38 acres (60,156 sqft)
Owner	Individual Name on File
Last Sale	$1,175,000 (Jun 2005)
Tax Bill	$15,022 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`063-214-01`

Property Details

APN / Parcel Number

Primary APN	`063-214-01`
Alternative APN	`063-214-01-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,996 sqft Living Area
Gross Area	2,576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	60,156 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	41 PINERIDGE RD
City	SANTA CRUZ
State	CA
Zip	95060-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	11
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WEST SANTA CRUZ
Census Block Group	1
Census Block	1015
Census Tract	120200

Owner

41 Pineridge Rd is owned and occupied by an individual who acquired it in June 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	41 PINERIDGE RD, SANTA CRUZ, CA 95060-9685
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage BAY FCU
Oct 13, 2020	Loan Modification, Mortgage · Conventional Mortgage GILBERT KIRCHNER
Feb 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage GILBERT KIRCHNER
Jul 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Mar 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage GILBERT KIRCHNER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2005 · Amount on File
Deed Sale	Jun 3, 2005 · Amount on File
Prior Sale	Mar 29, 2002 · Amount on File
Deed Document Number	200537199
Last Transfer Date	Jun 8, 2021
Transfer Doc	0000032757
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 14, 2021
Property Address	41 PINERIDGE RD, BONNY DOON, CA 95060-9685
Document Number	0000032757
Map Reference	MB 34 PG 70
Instrument Date	Jun 8, 2021
Instrument	2021-0032757
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	41 PINERIDGE RD, SANTA CRUZ, CA 95060-9685

Mortgage

Document Number	0000032758
Date	Jun 14, 2021
Instrument	2021-0032758

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	41 PINERIDGE RD, BONNY DOON, CA 95060-9685
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035032
Date	Nov 26, 2018
Instrument	2018-0035032

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CRUZ CA
Property Address	41 PINERIDGE RD, BONNY DOON, CA 95060-9685
Document Number	0000046773
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	41 PINERIDGE RD SANTA CRUZ CA 950609685, SANTA CRUZ, CA 95060-9685

Mortgage

Document Number	0000046773
Date	Nov 6, 2020
Instrument	46773

Lender

Name	GILBERT KIRCHNER
Address	600 SEACLIFF DR, APTOS, CA 95003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	41 PINERIDGE RD, BONNY DOON, CA 95060-9685
Document Number	0000005801
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 PINERIDGE RD BONNY DOON CA 950609685, BONNY DOON, CA 95060-9685

Mortgage

Document Number	0000005801
Date	Mar 6, 2019
Instrument	5801

Lender

Name	GILBERT KIRCHNER
Address	611 SEACLIFF DR, APTOS, CA 95003-3538

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	41 PINERIDGE RD, BONNY DOON, CA 95060-9685
Document Number	0000022165
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	41 PINERIDGE RD SANTA CRUZ CA 950609685, SANTA CRUZ, CA 95060-9685

Mortgage

Document Number	0000022165
Date	Jul 20, 2018
Instrument	22165

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	41 PINERIDGE RD, BONNY DOON, CA 95060-9685
Document Number	0000007901
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	41 PINERIDGE RD BONNY DOON CA 950609685, BONNY DOON, CA 95060-9685

Mortgage

Document Number	0000007901
Date	Mar 16, 2018
Instrument	7901

Lender

Name	GILBERT KIRCHNER
Address	611 SEACLIFF DR, APTOS, CA 95003-3538

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 41 Pineridge Rd was $15,022 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Bonny Doon Union Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,355,000 (+8.4%) Land $813,005 Building $541,995
2025	$15,022.00 Homeowner's exemption	$1,250,000 Land $750,004 Building $499,996
2023	$16,918.00 (+10.17%) Homeowner's exemption	$1,500,001 Land $900,005 Building $599,996
2022	$15,356.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 41 Pineridge Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1995–2023)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Pineridge Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Cruzio.

Cell Coverage

5G and 4G LTE (outdoors only)

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