41 Pine St, Big Flats, NY 14814 Property Records

Chemung County and Big Flats Town property record for 41 Pine St, Big Flats, NY 14814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,456 sqft · built 1962
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Sep 2012)
Tax Bill	$7,246 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Sep 2025 Mortgage + 8 more
APN	`072400 66.02-1-85`

Property Details

APN / Parcel Number

Primary APN	`072400 66.02-1-85`
Alternative APNs	`240006600200010850000000` `01720039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	48,352 sqft (1.11 acres)
Lot Dimensions	363 ft deep x 122 ft wide
Garage Type	Mixed
Garage Area	1,248 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Patio Area	420 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	01720039
Street Address	41 PINE ST
City	BIG FLATS
State	NY
Zip	14814-7939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	NS PINE ST
Legal Block	1
Legal Lot Number	85.000
Jurisdiction	CHEMUNG NY
Township / Civil Division	BIG FLATS
Census Block Group	1
Census Block	1033
Census Tract	10301

Owner

Source: Chemung County and Big Flats Town records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 PINE ST, BIG FLATS, NY 14814-7939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Line of Credit CORNING FCU
Sep 24, 2025	Deed of Trust, Mortgage VISIONS FCU
Dec 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance VISIONS FCU
Apr 16, 2014	Deed of Trust, Mortgage CORNING FEDERAL CREDIT UNION
Nov 5, 2018	Deed of Trust, Mortgage · Balloon Mortgage CORNING FCU
Dec 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance VISIONS FCU
Nov 5, 2018	Deed of Trust, Mortgage · Balloon Mortgage CORNING FCU
Sep 9, 2018	Deed, Transfer
Sep 19, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 26, 2012	Deed, Transfer CORNING FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2012 · Amount on Record
Deed Sale	Sep 26, 2012 · Amount on Record
Deed Book / Page	20120 / 22276
Last Transfer Date	Aug 9, 2018
Transfer Doc	0201821970
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	41 PINE ST, BIG FLATS, NY 14814-7939
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201538
Date	Jan 28, 2022
Instrument	202201538

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	217 Months
Due	Feb 1, 2040

Interest

Rate Type	Adjustable Rate

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	41 PINE ST, BIG FLATS, NY 14814-7939
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202513144
Date	Sep 24, 2025
Instrument	202513144

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	41 PINE ST, BIG FLATS, NY 14814-7939
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202018967
Date	Dec 31, 2020
Instrument	202018967

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	41 PINE ST, BIG FLATS, NY 14814-7939
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014041600408114
Date	Apr 16, 2014
Instrument	20140416-00408114

Lender

Name	CORNING FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	117 Months
Due	Jan 1, 2024

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	41 PINE ST, BIG FLATS, NY 14814-7939
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201825823
Date	Nov 5, 2018
Instrument	201825823

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	41 PINE ST, BIG FLATS, NY 14814-7939
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202018967
Date	Dec 31, 2020
Instrument	202018967

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	41 PINE ST, BIG FLATS, NY 14814-7939
Transaction Type	Mortgage
Record Updated	Dec 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201825823
Date	Nov 5, 2018
Instrument	201825823

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Sep 9, 2018
Property Address	41 PINE ST, BIG FLATS, NY 14814-7939
Document Number	20180/21970
Book / Page	20180 / 21970
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 PINE ST, BIG FLATS, NY 14814-7939

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEMUNG NY
Recording Date	Sep 19, 2018
Property Address	41 PINE ST, BIG FLATS, NY 14814-7939
Document Number	0201821970
Instrument Date	Aug 9, 2018
Instrument	201821970
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Sep 26, 2012
Property Address	41 PINE ST, BIG FLATS, NY 14814-7939
Document Number	0000020120/0000022276
Book / Page	0000020120 / 0000022276
Instrument Date	Sep 24, 2012
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	JOHN W MALONEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 PINE ST, BIG FLATS, NY 14814-7939

Mortgage

Document Number	2012092600222277
Date	Sep 26, 2012
Instrument	20120926-00222277

Lender

Name	CORNING FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: Chemung County and Big Flats Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chemung County
County Subdivision	Big Flats Town
Unified School District	Horseheads Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,246.00	$251,300 (+8.04%) Land $47,500 Building $203,800	$295,000 (+19.22%) Land $55,760 Building $239,240
2023		$232,600 Land $43,900 Building $188,700	$247,447 Land $46,702 Building $200,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Xtreme5G Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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