41 Pine Hill Rd N, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 41 Pine Hill Rd N, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,200 sqft · built 1980
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,906 (2025)
Deeds & Mortgages	May 2019 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:001 B:013-A`

Property Details

APN / Parcel Number

Primary APN	`M:001 B:013-A`
Alternative APNs	`YORK M:0001 B:0013-A` `006779` `6779`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	4,450 sqft
1st Floor Area	1,146 sqft
Basement Area	1,146 sqft
Unfinished Basement	1,146 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,991 sqft (2.02 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6779
Street Address	41 PINE HILL RD N
City	CAPE NEDDICK
State	ME
Zip	03902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	13-A
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	4
Census Block	4004
Census Tract	36002

Owner

41 Pine Hill Rd N is owned and occupied by two individuals who acquired it in September 2020.

Source: York County and York Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 PINE HILL RD N, CAPE NEDDICK, ME 03902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2019	Deed of Trust, Mortgage · Unknown SANTANDER BANK NA
Dec 22, 2020	Deed of Trust, Mortgage GUARANTY HM MTG CORP
Nov 23, 2020	Correction Deed, Transfer RED DOOR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 1, 2020
Transfer Doc	0183660772
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	39 PINE HILL RD N, CAPE NEDDICK, ME 03902-7411
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179410258
Date	May 2, 2019
Book Page	17941/258
Instrument	2019015398

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Unknown
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	39 PINE HILL RD N, CAPE NEDDICK, ME 03902-7411
Document Number	0185040575
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	RED DOOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 PINE HILL RD CAPE NEDDICK ME 039027401, CAPE NEDDICK, ME 03902-7401

Mortgage

Document Number	0185040575
Date	Dec 29, 2020
Book Page	018504/000575
Instrument	67643

Lender

Name	GUARANTY HM MTG CORP
Address	MURFREESBORO, TN 37129

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

November 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	YORK ME
Recording Date	Nov 23, 2020
Property Address	39 PINE HILL RD N, CAPE NEDDICK, ME 03902-7411
Document Number	0184610534
Book / Page	018461 / 000534
Instrument Date	Nov 23, 2020
Instrument	60353
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	RED DOOR TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 PINE HILL RD CAPE NEDDICK ME 039027401, CAPE NEDDICK, ME 03902-7401

Tax Assessment & Valuation

The 2025 property tax bill for 41 Pine Hill Rd N was $7,906, up 5.8% from the year before.

Source: York County and York Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,906.00 (+5.75%)	$958,300 (+7.67%) Land $517,600 Building $440,700
2024	$7,476.00 (+15.62%)	$890,000 (+16.31%) Land $517,600 Building $372,400
2023	$6,466.00 (+5.46%)	$765,200 (+6.71%) Land $405,500 Building $359,700	$851,295
2022	$6,131.00	$717,100 Land $380,500 Building $336,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Pine Hill Rd N in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2006–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Pine Hill Rd N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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