41 Pine Grove Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 41 Pine Grove Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,262 sqft · built 2005
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Oct 2014)
Tax Bill	$2,210 (2025)
Deeds & Mortgages	Feb 2022 Sale Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7026-00010-0200`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7026-00010-0200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,262 sqft Heated Area
Gross Area	2,970 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,629 sqft (0.244 acres)
Driveway	Driveway
Driveway Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	41 PINE GROVE DR
City	PALM COAST
State	FL
Zip	32164-7098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DPX
Legal Description	PALM COAST SEC 26 BL 1 LT 20 OR 232 PG 784 OR 820 PG 236 OR 1157 PG 1571 OR 1167 PG 866 OR 1382/411 OR 1805/1184 OR 2027/1588
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	1
Legal Lot Number	20
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1021
Census Tract	60213

Owner

41 Pine Grove Dr is owned and occupied by an individual who bought it in October 2014.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	41 PINE GROVE DR, PALM COAST, FL 32164-7098
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Agreement of Sale, Transfer ATTORNEY ONLY, ATTORNEY
Jan 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 5, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 18, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2014 · Amount on File
Deed Sale	Oct 3, 2014 · Amount on File
Prior Sale	Feb 18, 2011 · Amount on File
Deed Document Number	2014030353
Deed Book / Page	2027 / 1588
Record Updated	Jun 8, 2026

February 2022: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	FLAGLER FL
Recording Date	Feb 8, 2022
Property Address	41 PINE GROVE DR, PALM COAST, FL 32164-7098
Document Number	0026560577
Book / Page	2656 / 577
Map Reference	OR 1167 PG 866
Instrument Date	Jan 28, 2022
Instrument	2022006827
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 PINE GROVE DR, 4, PALM COAST, FL 32164-7035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 DIXIE BIVD, DELRAY BEACH, FL 33444
Investor	Possibly a Property Investor

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	41 PINE GROVE DR, PALM COAST, FL 32164-7098
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 PINE GROVE DR, PALM COAST, FL 32164-7098

Mortgage

Document Number	0025180326
Date	Jan 22, 2021
Book Page	2518/326
Instrument	2021003306

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	41 PINE GROVE DR, PALM COAST, FL 32164-7098
Document Number	0023701843
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 PINE GROVE DR PALM COAST FL 321647098, PALM COAST, FL 32164-7098

Mortgage

Document Number	0023701843
Date	Jul 22, 2019
Book Page	002370/001843
Instrument	26779

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	41 PINE GROVE DR, PALM COAST, FL 32164-7098
Document Number	0022820472
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 PINE GROVE DR PALM COAST FL 321647098, PALM COAST, FL 32164-7098

Mortgage

Document Number	0022820472
Date	May 30, 2018
Book Page	002282/000472
Instrument	19847

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 41 Pine Grove Dr was $2,210 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,210.00 Homeowner's exemption	$164,779	$286,380 Land $53,000 Building $233,380
2023	$2,089.00 (+1.46%) Homeowner's exemption	$155,471 (+3%)	$288,071 (+8.3%) Land $42,000 Building $246,071
2022	$2,059.00 Homeowner's exemption	$150,943	$265,992 Land $44,000 Building $221,992

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Pine Grove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Pine Grove Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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