41 Pennybrook Rd, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 41 Pennybrook Rd, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 1940
Lot Size	0.288 acres (12,558 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2017)
Tax Bill	$5,952 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:024 L:384 S:041`

Property Details

APN / Parcel Number

Primary APN	`B:024 L:384 S:041`
Alternative APN	`LYNN M:024 B:384 L:041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,334 sqft Living Area
Gross Area	2,452 sqft
Basement Area	776 sqft
Unfinished Basement	776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1969
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,558 sqft (0.288 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	41 PENNYBROOK RD
City	LYNN
State	MA
Zip	01905-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	LYNN MASSACHUSETTS
Legal Block	384
Legal Lot Number	41
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4000
Census Tract	205600

Owner

41 Pennybrook Rd is owned and occupied by two individuals who bought it in July 2017.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 PENNYBROOK RD, LYNN, MA 01905-1012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) METRO CU
Dec 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Jan 18, 2017	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jul 31, 2017	Quit Claim Deed, Transfer CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2017 · Amount on File
Deed Sale	Jul 31, 2017 · Amount on File
Prior Sale	Feb 1, 2007
Deed Book / Page	36062 / 172
Transfer Doc	036062-172
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	41 PENNYBROOK RD, LYNN, MA 01905-1012
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041649-260
Date	Jul 6, 2023
Book Page	41649/260
Instrument	20230706002250

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2043

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	41 PENNYBROOK RD, LYNN, MA 01905-1012
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39357-78
Date	Dec 29, 2020
Book Page	39357/78
Instrument	20201229007710

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	41 PENNYBROOK RD, LYNN, MA 01905-1012
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35617-412
Date	Jan 18, 2017
Book Page	35617/412
Instrument	9

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 31, 2017
Property Address	41 PENNYBROOK RD, LYNN, MA 01905-1012
Document Number	36062-172
Book / Page	36062 / 172
Instrument	453
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	41 PENNYBROOK RD, LYNN, MA 01905-1012

Mortgage

Document Number	360620174
Date	Jul 31, 2017
Instrument	36062/0174

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 41 Pennybrook Rd was $5,952, up 3.6% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,952.00 (+3.59%)	$574,500 (+5.28%) Land $229,100 Building $345,400	$590,045
2024	$5,746.00 (+5.32%)	$545,700 (+11.53%) Land $227,600 Building $318,100
2023	$5,456.00	$489,300 Land $210,100 Building $279,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Pennybrook Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Pennybrook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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