Naugatuck Borough property record for 41 Pearl Rd, Naugatuck, CT 06770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,450 sqft · built 2014 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,332 (2026) |
| Deeds & Mortgages | May 2024 Refinance Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-3770 |
| Primary APN | 027-3770 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,450 sqft Living Area |
| Gross Area | 4,610 sqft |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 27-3770 |
|---|---|
| Street Address | 41 PEARL RD |
| City | NAUGATUCK |
| State | CT |
| Zip | 06770-3713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Lot Number | 3770 |
| Jurisdiction | NAUGATUCK CT |
| Township / Civil Division | NAUGATUCK |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 345400 |
41 Pearl Rd is owned and occupied by two individuals.
Source: Naugatuck Borough records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 PEARL RD, NAUGATUCK, CT 06770-3713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL SECURITY CREDIT UNION |
| Dec 21, 2018 | Deed of Trust, Mortgage · Line of Credit MUTUAL SEC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 41 PEARL RD, NAUGATUCK, CT 06770-3713 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001139-49 |
|---|---|
| Date | May 9, 2024 |
| Book Page | 1139/49 |
| Instrument | 2024-1201 |
| Name | MUTUAL SECURITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 37 Months |
| Due | Jun 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 41 PEARL RD, NAUGATUCK, CT 06770-3713 |
| Document Number | 1021-199 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Address | 41 PEARL RD NAUGATUCK CT 067703713, NAUGATUCK, CT 06770-3713 |
| Document Number | 1021-199 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 001021/000199 |
| Name | MUTUAL SEC CU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Dec 20, 2025 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 41 Pearl Rd was $11,332, up 1.6% from the year before.
Source: Naugatuck Borough assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Naugatuck Borough |
| Unified School District | Naugatuck School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,332.00 (+1.63%) | $280,210 (-) Land $29,260 Building $250,950 | $438,961 (+123.79%) |
| 2025 | $11,150.00 | $280,210 Land $29,260 Building $250,950 | $196,147 Land $20,482 Building $175,665 |
| 2024 | $11,150.00 (-11.08%) | ||
| 2023 | $12,539.00 (+23.99%) | $280,210 (+32.31%) Land $29,260 Building $250,950 | |
| 2022 | $10,113.00 | $211,790 Land $30,980 Building $180,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Pearl Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 41 Pearl Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures