41 Palm St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 41 Palm St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,826 sqft · built 1900
Lot Size	1.47 acres (64,033 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Sep 2019)
Tax Bill	$9,598 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`M:494-Z B:12`

Property Details

APN / Parcel Number

Primary APN	`M:494-Z B:12`
Alternative APN	`CNCD M:494Z B:12`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,826 sqft Living Area
Gross Area	4,631 sqft
1st Floor Area	969 sqft
Attic	Attic
Attic Area	832 sqft
Basement Area	1,695 sqft
Unfinished Basement	1,191 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,033 sqft (1.47 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	41 PALM ST
City	CONCORD
State	NH
Zip	03301-3219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Block	12
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1007
Census Tract	32800

Owner

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	41 PALM ST, CONCORD, NH 03301-3219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 5, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 4, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 22, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 5, 2019	Warranty Deed, Transfer · FHA Mortgage ENVOY MTG LP
Jul 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 18, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jan 10, 2017	Warranty Deed, Transfer · VA Mortgage NORTHPOINT MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 5, 2019 · Amount on Record
Deed Sale	Sep 5, 2019 · Amount on Record
Prior Sale	Jan 10, 2017 · Amount on Record
Deed Document Number	201915967
Deed Book / Page	3645 / 1138
Prior Transfer Date	Jul 1, 2019
Prior Transfer Doc	0036361953
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	41 PALM ST, CONCORD, NH 03301-3219
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013011
Date	Sep 8, 2023
Book Page	3836/2548
Instrument	202300013011

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2063

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	41 PALM ST, CONCORD, NH 03301-3219
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000221
Date	Jan 5, 2023
Book Page	3816/655
Instrument	202300000221

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2063

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	41 PALM ST, CONCORD, NH 03301-3219
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100028523
Date	Nov 4, 2021
Book Page	3767/1425
Instrument	202100028523

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	41 PALM ST, CONCORD, NH 03301-3219
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100010367
Date	Apr 22, 2021
Book Page	3734/2623
Instrument	202100010367

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Sep 5, 2019
Property Address	41 PALM ST, CONCORD, NH 03301-3219
Document Number	0036451138
Book / Page	003645 / 001138
Instrument Date	Aug 30, 2019
Instrument	15967
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 CENTRAL ST ACTON MA 017202724, ACTON, MA 01720-2724

Mortgage

Document Number	36451140
Date	Sep 5, 2019
Book Page	003645/001140
Instrument	15968

Lender

Name	ENVOY MTG LP
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jul 2, 2019
Property Address	41 PALM ST, CONCORD, NH 03301-3219
Document Number	0036361953
Book / Page	003636 / 001953
Instrument Date	Jul 1, 2019
Instrument	11065
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 PALM ST CONCORD NH 033013219, CONCORD, NH 03301-3219

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	41 PALM ST, CONCORD, NH 03301-3219
Document Number	0035811489
Book / Page	003581 / 001489
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 PALM ST CONCORD NH 033013219, CONCORD, NH 03301-3219

Mortgage

Document Number	0035811489
Date	Dec 27, 2017
Book Page	003581/001489
Instrument	24201

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jan 10, 2017
Property Address	41 PALM ST, CONCORD, NH 03301-3219
Document Number	0035432760
Book / Page	003543 / 002760
Instrument Date	Jan 10, 2017
Instrument	604
Transaction Type	Transfer
Record Updated	Jan 24, 2017
Title Company	UNITED TITLE, UNITED TITLE & ESCROW SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 CONCORD ST CONCORD NH 033013604, CONCORD, NH 03301-3604

Mortgage

Document Number	35432763,
Date	Jan 10, 2017
Book Page	003543/002763
Instrument	605

Lender

Name	NORTHPOINT MTG
Type	Mortgage Company
Address	FISKDALE, MA 01518

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2047

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,598.00 (+8.38%)	$329,700 (-) Land $117,400 Building $212,300
2023	$8,856.00 (+3.75%)	$329,700 (-) Land $117,400 Building $212,300	$386,650
2022	$8,536.00	$329,700 Land $117,400 Building $212,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Cogeco Cable Holdings II Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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