41 Overpass Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 41 Overpass Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,137 sqft · built 1945
Lot Size	0.292 acres (12,700 sqft)
Owner	2 Company Names on Record
Last Sale	$165,000 (Jul 1994)
Tax Bill	$5,396 (2025)
Deeds & Mortgages	Mar 2018 Transfer Feb 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`119-201-015-000`

Property Details

APN / Parcel Number

Primary APN	`119-201-015-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,137 sqft Living Area
1st Floor Area	1,137 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	12,700 sqft (0.292 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	41 OVERPASS RD
City	ROYAL OAKS
State	CA
Zip	95076-5553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAS LOMAS TR 5 SUB 3 POR OF LOT 5 BLK 3 AS DESC IN R37 PG 89
Legal Subdivision	LAS LOMAS
Legal Tract	5
Legal Block	3
Legal Lot Number	5
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	1
Census Block	1000
Census Tract	14601

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	41 OVERPASS RD, ROYAL OAKS, CA 95076-5553
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2018	Affidavit of Death, Transfer
Feb 28, 2017	Intrafamily Transfer, Transfer · Line of Credit MUFG UNION BANK NA
Jan 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 1994 · Amount on Record
Deed Sale	Jul 8, 1994 · Amount on Record
Deed Document Number	199449486
Deed Book / Page	3125 / 1133
Last Transfer Date	Nov 17, 2017
Transfer Doc	0000008913
Record Updated	Sep 20, 2026

March 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Mar 2, 2018
Property Address	41 OVERPASS RD, ROYAL OAKS, CA 95076-5553
Document Number	0000008913
Instrument Date	Nov 17, 2017
Instrument	8913
Transaction Type	Transfer
Record Updated	Mar 14, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 OVERPASS RD ROYAL OAKS CA 950765553, ROYAL OAKS, CA 95076-5553

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Feb 28, 2017
Property Address	41 OVERPASS RD, ROYAL OAKS, CA 95076-5553
Document Number	0000011106
Instrument Date	Feb 13, 2017
Instrument	2017011106
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 OVERPASS RD, ROYAL OAKS, CA 95076-5553

Mortgage

Document Number	0000011107
Date	Feb 28, 2017
Instrument	2017011107

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 5, 2017
Property Address	41 OVERPASS RD, ROYAL OAKS, CA 95076-5553
Document Number	0000000659
Instrument Date	Dec 20, 2016
Instrument	659
Transaction Type	Transfer
Record Updated	Jan 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	41 OVERPASS RD ROYAL OAKS CA 950765553, ROYAL OAKS, CA 95076-5553

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$327,762 (+2%) Land $154,501 Building $173,261
2025	$5,396.00 (+53.69%)	$321,336 (+4.04%) Land $151,472 Building $169,864
2023	$3,511.00 (+1.77%)	$308,860 Land $145,591 Building $163,269
2022	$3,450.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (1996–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LAS LOMAS private · serves 2,132 people · EPA ID CA2710013
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio.

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