41 Othmar St, Narragansett, RI 02882 Property Records

Narragansett Town property record for 41 Othmar St, Narragansett, RI 02882

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,852 sqft · built 1977
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (May 2014)
Tax Bill	$5,750 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`NARR M:C B:164`

Property Details

APN / Parcel Number

Primary APN	`NARR M:C B:164`
Alternative APN	`7165200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,852 sqft Living Area
Gross Area	2,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1992
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7165200
Street Address	41 OTHMAR ST
City	NARRAGANSETT
State	RI
Zip	02882-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	164
Jurisdiction	NARRAGANSETT RI
Township / Civil Division	NARRAGANSETT
Census Block Group	1
Census Block	1044
Census Tract	51503

Owner

41 Othmar St is owned by an individual who bought it in May 2014.

Source: Narragansett Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	34 WEST RD, SOUTH SALEM, NY 10590-2600
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2014 · Amount on File
Deed Sale	May 2, 2014 · Amount on File
Deed Book / Page	839 / 724
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NARRAGANSETT RI
Property Address	41 OTHMAR ST, NARRAGANSETT, RI 02882-3321
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001048-494
Date	Aug 4, 2025
Book Page	1048/494
Instrument	2025002027

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NARRAGANSETT RI
Property Address	41 OTHMAR ST, NARRAGANSETT, RI 02882-3321
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000993-453
Date	Nov 29, 2021
Book Page	993/453
Instrument	2021005839

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 41 Othmar St was $5,750.

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Narragansett Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,750.00	$846,900 Land $529,500 Building $317,400	$978,286
2023	$5,714.00 (+3.44%)	$613,800 (-) Land $398,300 Building $215,500
2022	$5,524.00	$613,800 Land $398,300 Building $215,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Othmar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	53 units insured incl. 6 condo units
Nearby Flood Claims	41 (1982–2024)
Claims Outside the SFHA	6 of 41
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 4 claims Hurricane Sandy, Oct 2012 · 16 claims Hurricane Bob, Aug 1991 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Othmar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: AT&T, T-Mobile.

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