41 Oslo Ln, Clyde, NC 28721 Property Records

Haywood County property record for 41 Oslo Ln, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1940
Lot Size	1.06 acres (46,435 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Aug 2016)
Tax Bill	$1,059 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8637-96-3802`

Property Details

APN / Parcel Number

Primary APN	`8637-96-3802`
Alternative APN	`244625`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Heated Area
Gross Area	1,444 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	46,435 sqft (1.06 acres)

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	244625
Street Address	41 OSLO LN
City	CLYDE
State	NC
Zip	28721-7622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	41 OSLO LN
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1061
Census Tract	920501

Owner

41 Oslo Ln is owned and occupied by an individual who bought it in August 2016.

Source: Haywood County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	41 OSLO LN, CLYDE, NC 28721-7622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2016 · Amount on File
Deed Sale	Aug 5, 2016 · Amount on File
Prior Sale	Apr 8, 2011 · Amount on File
Deed Document Number	20166290
Deed Book / Page	910 / 2282
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	41 OSLO LN, CLYDE, NC 28721-7622
Document Number	0009672175
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 OSLO LN CLYDE NC 287217622, CLYDE, NC 28721-7622

Mortgage

Document Number	0009672175
Date	Feb 15, 2019
Book Page	000967/002175
Instrument	1228

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE, NC 28802-0010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 41 Oslo Ln was $1,059.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,500 (-) Land $35,600 Building $102,900
2025	$1,059.00	$138,500 Land $35,600 Building $102,900	$138,500 Land $35,600 Building $102,900
2023		$138,500 Land $35,600 Building $102,900	$138,500 Land $35,600 Building $102,900
2021			$138,500 Land $35,600 Building $102,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Oslo Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (2021–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Oslo Ln is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless · Fiber in parts of the area	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20