41 Old Mill Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 41 Old Mill Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,246 sqft · built 1961
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Last Sale	$985,000 (Apr 2026)
Tax Bill	$10,674 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D030037`

Property Details

APN / Parcel Number

Primary APN	`D030037`
Alternative APN	`RIDG M:D03 B:0037`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,246 sqft Living Area
Basement Area	912 sqft
Unfinished Basement	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	D030037
Street Address	41 OLD MILL RD
City	RIDGEFIELD
State	CT
Zip	06877-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAAA
Legal Block	37
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1002
Census Tract	245200

Owner

41 Old Mill Rd is owned by two individuals who bought it in April 2026.

Source: Ridgefield Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 OLD WAGON RD, RIDGEFIELD, CT 06877-3023
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage M & T BANK
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on File
Deed Sale	Apr 28, 2026 · Amount on File
Prior Sale	Mar 20, 1992 · Amount on File
Deed Book / Page	1190 / 300
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	41 OLD MILL RD, RIDGEFIELD, CT 06877-1317
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00001183-2
Date	Sep 22, 2025
Book Page	1183/2

Lender

Name	M & T BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Apr 28, 2026
Property Address	41 OLD MILL RD, RIDGEFIELD, CT 06877-1317
Document Number	001190-300
Book / Page	1190 / 300
Instrument Date	Apr 22, 2026
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 OLD WAGON RD, RIDGEFIELD, CT 06877-3023

Mortgage

Date	Apr 28, 2026

Lender

Name	TOTAL MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 41 Old Mill Rd was $10,674.

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,674.00	$389,690 Land $204,750 Building $184,940	$272,783 Land $143,325 Building $129,458
2024	$10,674.00 (+6.12%)
2023	$10,058.00 (+0.23%)	$389,690 (+10.41%) Land $204,750 Building $184,940
2022	$10,035.00	$352,960 Land $157,500 Building $195,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 41 Old Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Old Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-SCODON private · serves 130 people · EPA ID CT1180041
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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