41 Ogden Ln, Panacea, FL 32346 Property Records

Wakulla County property record for 41 Ogden Ln, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,443 sqft · built 2013
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (May 2017)
Tax Bill	$2,072 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-6S-02W-315-03696-039`

Property Details

APN / Parcel Number

Primary APN	`03-6S-02W-315-03696-039`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,443 sqft Heated Area
Gross Area	2,432 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Driveway	Driveway
Driveway Area	900 sqft
Porch	Open Porch
Porch Area	872 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	41 OGDEN LN
City	PANACEA
State	FL
Zip	32346-2582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER GLEN PH II LOT 39 OR 584 P 894 OR 606 P 354 OR 619 P 718 OR 832 P 279 OR 866 P 305 OR 1035 P 286
Legal Range	02W
Legal Township	06S
Legal Section	03
Legal Subdivision	SILVER GLEN PH 02
Legal Phase	2
Legal Lot Number	39
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	2
Census Block	2025
Census Tract	10102

Owner

Source: Wakulla County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	41 OGDEN LN, OCHLOCKONEE BAY, FL 32346-2582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 22, 2017	Warranty Deed, Transfer · Conventional Mortgage PHENIX GIRARD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2017 · Amount on Record
Deed Sale	May 22, 2017 · Amount on Record
Prior Sale	Nov 16, 2011 · Amount on Record
Deed Document Number	349213
Deed Book / Page	1035 / 0286
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKULLA FL
Property Address	41 OGDEN LN, PANACEA, FL 32346-2582
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 OGDEN LN, PANACEA, FL 32346-2582

Mortgage

Document Number	0000448402
Date	Dec 1, 2025
Book Page	1438/884
Instrument	448402

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2040

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKULLA FL
Recording Date	May 22, 2017
Property Address	41 OGDEN LN, OCHLOCKONEE BAY, FL 32346-2582
Document Number	0000349213
Book / Page	1035 / 0286
Map Reference	MB4 PG31
Instrument Date	May 17, 2017
Instrument	349213
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 OGDEN LN, 41, OCHLOCKONEE BAY, FL 32346-2582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 OGDEN LN, OCHLOCKONEE BAY, FL 32346-2582

Mortgage

Document Number	0010350287
Date	May 22, 2017
Instrument	1035/0287

Lender

Name	PHENIX GIRARD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Wakulla County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,072.00 (+4.44%) Homeowner's exemption	$159,792 (+2.9%)	$208,312 (+5.28%) Land $23,000 Building $185,312
2024	$1,984.00 (+2.74%) Homeowner's exemption	$155,289 (+3%)	$197,858 (-0.07%) Land $20,000 Building $177,858
2023	$1,931.00 (+5.98%) Homeowner's exemption	$150,766 (+3%)	$197,998 (+4.56%) Land $18,000 Building $179,998
2022	$1,822.00 Homeowner's exemption	$146,375	$189,367 Land $18,000 Building $171,367

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 73 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 28 condo units
Nearby Flood Claims	15 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 11 claims Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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