41 Obed Hts, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 41 Obed Hts, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,002 sqft · built 1989
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,904 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`608500`

Property Details

APN / Parcel Number

Primary APN	`608500`
Alternative APN	`OSAY M:058 B:039 L:22`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,002 sqft Living Area
Gross Area	5,018 sqft
1st Floor Area	2,002 sqft
Basement Area	2,002 sqft
Finished Basement	2,002 sqft
Unfinished Basement	2,002 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	608500
Street Address	41 OBED HTS
City	OLD SAYBROOK
State	CT
Zip	06475-1258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA-1
Legal Block	39
Legal Lot Number	22
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	3
Census Block	3003
Census Tract	670100

Owner

41 Obed Hts is owned and occupied by two individuals who acquired it in November 2020.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 OBED HTS, OLD SAYBROOK, CT 06475-1258
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage ELLAFI FCU
Jun 16, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SEASONS FEDERAL CREDIT UNION
Jan 19, 2021	Deed of Trust, Mortgage · Balloon Mortgage SEASONS FEDERAL CREDIT UNION
Nov 19, 2020	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 18, 2020
Transfer Doc	656-911
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	41 OBED HTS, OLD SAYBROOK, CT 06475-1258
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000704-462
Date	Jan 29, 2026
Book Page	704/462

Lender

Name	ELLAFI FCU

Agreement

Amount	Amount on Record
Term	85 Months
Due	Feb 1, 2033

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	41 OBED HTS, OLD SAYBROOK, CT 06475-1258
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000684-891
Date	Jun 16, 2023
Book Page	684/891

Lender

Name	SEASONS FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	61 Months
Due	Jul 1, 2028

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	41 OBED HTS, OLD SAYBROOK, CT 06475-1258
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	659-212
Date	Jan 19, 2021
Book Page	659/212

Lender

Name	SEASONS FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	133 Months
Due	Feb 1, 2032

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Nov 19, 2020
Property Address	41 OBED HTS, OLD SAYBROOK, CT 06475-1258
Document Number	656-911
Book / Page	000656 / 000911
Instrument Date	Nov 18, 2020
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 OBED HTS OLD SAYBROOK CT 064751258, OLD SAYBROOK, CT 06475-1258

Tax Assessment & Valuation

The 2025 property tax bill for 41 Obed Hts was $5,904.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,904.00	$380,900 Land $66,900 Building $314,000	$266,630 Land $46,830 Building $219,800
2024	$5,904.00 (+18.36%)
2023	$4,988.00 (+1.84%)	$243,900 (-) Land $56,200 Building $187,700
2022	$4,898.00	$243,900 Land $56,200 Building $187,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Obed Hts in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Obed Hts is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Obed Hts

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