41 Oakwater Dr, Cameron, NC 28326 Property Records

Harnett County property record for 41 Oakwater Dr, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,094 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$13,000 (Apr 2022)
Tax Bill	$1,321 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1500048941`

Property Details

APN / Parcel Number

Primary APN	`1500048941`
Alternative APN	`099575 0183 21`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,094 sqft Heated Area
1st Floor Area	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	336 sqft
Porch	Porch
Porch Area	102 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500048941
Street Address	41 OAKWATER DR
City	CAMERON
State	NC
Zip	28326-8530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#4 BRIDLEWOOD S/D SEC#1 PC#F-269A
Legal Subdivision	BRIDLEWOOD
Legal Lot Number	4
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	2
Census Block	2002
Census Tract	71401

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 OAKWATER DR, CAMERON, NC 28326-8530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 30, 2020	Loan Modification, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING
Aug 14, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 23, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Prior Sale	Aug 14, 2017 · Amount on Record
Deed Document Number	20228188
Deed Book / Page	4141 / 890
Prior Transfer Date	Nov 24, 2009
Prior Transfer Doc	0000019008
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Apr 19, 2022
Property Address	41 OAKWATER DR, CAMERON, NC 28326-8530
Document Number	0000008188
Book / Page	4141 / 890
Map Reference	CAB F SL 269A
Instrument Date	Apr 18, 2022
Instrument	2022008188
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1709 CHATEAU CIR, 1709, SANFORD, NC 27332-8302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 OAKWATER DR, CAMERON, NC 28326-8530

Mortgage

Document Number	0000008189
Date	Apr 19, 2022
Instrument	2022008189

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARNETT NC
Property Address	41 OAKWATER DR, CAMERON, NC 28326-8530
Document Number	0000024303
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41 OAKWATER DR CAMERON NC 283268530, CAMERON, NC 28326-8530

Mortgage

Document Number	0000024303
Date	Dec 29, 2020
Book Page	003915/000487
Instrument	24303

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

Interest

Rate	3.25%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Aug 14, 2017
Property Address	41 OAKWATER DR, CAMERON, NC 28326-8530
Document Number	0000012134
Book / Page	3532 / 0408
Map Reference	CAB F SL 269
Instrument Date	Jul 27, 2017
Instrument	2017012134
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3500 OLEANDER DR, 3500, WILMINGTON, NC 28403-0811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 OAKWATER DR, CAMERON, NC 28326-8530

Mortgage

Document Number	0000012135
Date	Aug 14, 2017
Instrument	2017012135

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARNETT NC
Recording Date	Feb 23, 2017
Property Address	41 OAKWATER DR, CAMERON, NC 28326-8530
Document Number	0000002661
Book / Page	003482 / 000090
Instrument Date	Feb 8, 2017
Instrument	2661
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3500 OLEANDER DR #F18 WILMINGTON NC 284030852, F18, WILMINGTON, NC 28403-0852

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,321.00 (+33.17%)	$164,863 (+29.21%)	$164,863 (+29.21%) Land $31,280 Building $133,583
2023	$992.00	$127,591	$127,591 Land $20,400 Building $107,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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