41 Oak Tree Ln, Melbourne, AR 72556 Property Records

Izard County property record for 41 Oak Tree Ln, Melbourne, AR 72556

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,712 sqft · built 2017
Lot Size	0.315 acres (13,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Apr 2019)
Tax Bill	$948 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2020 Mortgage + 4 more
APN	`050-00037-000`

Property Details

APN / Parcel Number

Primary APN	`050-00037-000`
Alternative APN	`12302`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,712 sqft Living Area
1st Floor Area	1,632 sqft
Upper Floors Area	80 sqft
Flooring	Carpet

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,700 sqft (0.315 acres)
Lot Dimensions	137 ft deep x 100 ft wide
Porch	Slab
Porch Area	1,568 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	41 OAK TREE LN
City	MELBOURNE
State	AR
Zip	72556-7020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10
Legal Township	16
Legal Section	29
Legal Subdivision	DA HU INC
Legal Lot Number	37
Jurisdiction	IZARD AR
Township / Civil Division	MOUNT OLIVE
Census Block Group	2
Census Block	2054
Census Tract	960400

Owner

Source: Izard County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 OAK TREE LN, MELBOURNE, AR 72556-7020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jun 15, 2020	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
May 31, 2018	Deed of Trust, Mortgage · VA Mortgage STEARNS LENDING LLC
Jun 2, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH HOME LOANS INC
Apr 8, 2019	Warranty Deed, Transfer · VA Mortgage FIRSTTRUST HOME LOANS INC
Aug 31, 2017	Warranty Deed, Construction Loan · Construction Mortgage FNBC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2019 · Amount on Record
Deed Sale	Apr 8, 2019 · Amount on Record
Prior Sale	Aug 31, 2017 · Amount on Record
Deed Book / Page	2019 / 3909
Last Transfer Date	Dec 3, 2025
Transfer Doc	2025018135
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IZARD AR
Property Address	41 OAK TREE LN, MELBOURNE, AR 72556-7020
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 VILLAGE CREEK PKWY 1208, 1208, BURLESON, TX 76028-3474

Mortgage

Document Number	2023/13327
Date	Sep 28, 2023
Book Page	2023/13327

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IZARD AR
Property Address	41 OAK TREE LN, MELBOURNE, AR 72556-7020
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/6984
Date	Jun 15, 2020
Book Page	2020/6984

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IZARD AR
Property Address	41 OAK TREE LN, MELBOURNE, AR 72556-7020
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/06740
Date	May 31, 2018
Book Page	2018/06740

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IZARD AR
Property Address	41 OAK TREE LN, MELBOURNE, AR 72556-7020
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/10614
Date	Jun 2, 2022
Book Page	2022/10614

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IZARD AR
Recording Date	Apr 8, 2019
Property Address	41 OAK TREE LN, MELBOURNE, AR 72556-7020
Document Number	2019/03909
Book / Page	2019 / 03909
Map Reference	MB 2 PG 21
Instrument Date	Apr 2, 2019
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$699.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 763, MELBOURNE, AR 72556-0763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 OAK TREE LN, MELBOURNE, AR 72556-7020

Mortgage

Document Number	0201903912
Date	Apr 8, 2019
Instrument	2019/03912

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

August 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	IZARD AR
Recording Date	Aug 31, 2017
Property Address	41 OAK TREE LN, MELBOURNE, AR 72556-7020
Document Number	2017/09668
Book / Page	2017 / 09668
Instrument Date	Aug 28, 2016
Transaction Type	Construction Loan
Record Updated	Jul 19, 2022

Transaction

Amount	Amount Recorded
Tax	$85.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1404, MELBOURNE, AR 72556-1404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 763, MELBOURNE, AR 72556-0763

Mortgage

Document Number	0201709670
Date	Aug 31, 2017
Instrument	2017/09670

Lender

Name	FNBC BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 28, 2018

Tax Assessment & Valuation

Source: Izard County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Izard County
Unified School District	Calico Rock School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$948.00 (-37.34%) Homeowner's exemption	$30,270 (-) Land $300 Building $29,970
2023	$1,513.00	$30,270 Land $300 Building $29,970	$151,350 Land $1,500 Building $149,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	36 (2008–2017)
Claims Outside the SFHA	8 of 36
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2017 · 10 claims Severe Storms, Tornadoes, And Associated Flooding, Apr 2011 · 3 claims Severe Storms, Tornadoes, And Flooding, Apr 2008 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 86% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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