41 North Rd, Troy, NY 12180 Property Records

Rensselaer County and North Greenbush Town property record for 41 North Rd, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,911 sqft · built 2019
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$355,004 (Jul 2019)
Tax Bill	$9,813 (2026)
Deeds & Mortgages	May 2026 Mortgage Jun 2021 Line of Credit + 2 more
APN	`383200 123.15-1-30`

Property Details

APN / Parcel Number

Primary APN	`383200 123.15-1-30`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,911 sqft Living Area
1st Floor Area	1,076 sqft
2nd Floor Area	835 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	176 ft deep x 143 ft wide
Garage Type	Attached
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	41 NORTH RD
City	TROY
State	NY
Zip	12180-8450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	30.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	NORTH GREENBUSH
Census Block Group	1
Census Block	1022
Census Tract	52306

Owner

41 North Rd is owned and occupied by two individuals who bought it in July 2019.

Source: Rensselaer County and North Greenbush Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 NORTH RD, TROY, NY 12180-8450
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage TRUSTCO BANK
Jun 9, 2021	Deed of Trust, Mortgage · Line of Credit PIONEER BANK
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FNDG
Jul 2, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMESTEAD FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on File
Deed Sale	Jul 2, 2019 · Amount on File
Deed Document Number	2019553404
Deed Book / Page	8874 / 13
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Recording Date	May 14, 2026
Property Address	41 NORTH RD, TROY, NY 12180-8450
Document Number	0112720065
Book / Page	11272 / 65
Instrument Date	Oct 14, 2025
Instrument	2026671231
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 NORTH RD, TROY, NY 12180-8450

Mortgage

Document Number	0000671231,
Date	May 14, 2026
Book Page	11272/65
Instrument	2026671231

Lender

Name	TRUSTCO BANK

Agreement

Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.26%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	41 NORTH RD, TROY, NY 12180-8450
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096130185
Date	Jun 9, 2021
Book Page	9613/185
Instrument	2021-590399

Lender

Name	PIONEER BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	41 NORTH RD, TROY, NY 12180-8450
Document Number	0000579539
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 NORTH RD TROY NY 121808450, TROY, NY 12180-8450

Mortgage

Document Number	0000579539
Date	Dec 7, 2020
Book Page	009387/000298
Instrument	579539

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2050

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 2, 2019
Property Address	41 NORTH RD, TROY, NY 12180-8450
Document Number	0000553404
Book / Page	008874 / 000013
Instrument Date	Jun 24, 2019
Instrument	553404
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 19, 2019
Title Company	MURDOCK ABSTRACT, MURDOCK ABS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,420.02
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29 AMALIA LN RENSSELAER NY 121448426, RENSSELAER, NY 12144-8426

Mortgage

Document Number	553405
Date	Jul 2, 2019
Book Page	008874/000016
Instrument	553405

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 41 North Rd was $9,813, up 2.1% from the year before.

Source: Rensselaer County and North Greenbush Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	North Greenbush Town
Unified School District	East Greenbush Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,813.00 (+2.11%)
2025	$9,610.00	$62,500 Land $8,500 Building $54,000	$390,625 Land $53,125 Building $337,500
2023		$62,500 Land $8,500 Building $54,000	$324,675 Land $44,156 Building $280,519

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 41 North Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 North Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH GREENBUSH CONSOLIDATED DISTRICT serves 10,226 people · EPA ID NY4130243
Water Source	Purchased surface water from TROY CITY PWS
Last State Inspection	Dec 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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