41 North Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 41 North Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,162 sqft · built 1975
Lot Size0.177 acres (7,700 sqft)
OwnerCompany Name on File
Last Sale$645,000 (Jan 2017)
Tax Bill$7,206 (2024)
Deeds & MortgagesJan 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00515020-000000

Property Details

APN / Parcel Number

Primary APN00515020-000000
Alternative APNs
  • 01613900515020000000
  • 1634280

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,162 sqft Living Area
1st Floor Area3,162 sqft
Basement Area1,435 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,700 sqft (0.177 acres)
View / LotCanal

Exterior Amenities

PorchFlorida Room
Porch Area833 sqft
Patio Area1,220 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1634280
Street Address41 NORTH DR
CityKEY LARGO
StateFL
Zip33037-2916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-1
Legal DescriptionBK 3 LT 21 STILLWRIGHT POINT PLAT NO 2 KEY LARGO PB4-154 OR512-648 OR821-1120 OR868-981 OR897-308 OR986-1665 OR1197-1419 OR1596-575 OR1596-576 OR2179-1847 OR2834-924 OR3294-2228
Legal Range39E
Legal Township61S
Legal Section01
Legal SubdivisionSTILLWRIGHT POINT NO 2
Legal Block3
Legal Lot Number21
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2004
Census Tract972700

Owner

41 North Dr is owned by a company that acquired it in September 2024.

Source: Monroe County records, as of December 8, 2025

Owner of RecordCompany Name on File
Mailing Address41 NORTH DR, KEY LARGO, FL 33037-2916
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2017 · Amount on File
Deed SaleJan 10, 2017 · Amount on File
Prior SaleJan 12, 2006 · Amount on File
Deed Document Number20172106367
Deed Book / Page2834 / 924
Last Transfer DateSep 25, 2024
Transfer Doc0032942228
Record UpdatedSep 20, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 10, 2017
Property Address41 NORTH DR, KEY LARGO, FL 33037-2916
Document Number0028340924
Book / Page2834 / 0924
Map ReferenceMB4 PG154
Instrument DateJan 4, 2017
Instrument2106367
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,515.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20411 SW 81ST AVE, 20411, CUTLER BAY, FL 33189-2604

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 NORTH DR, KEY LARGO, FL 33037-2916

Mortgage

Document Number0002106368
DateJan 10, 2017
Instrument2106368
Lender
NameEQUITABLE MORTGAGE & INVESTORS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,083,773 Land $775,698 Building $308,075$1,083,773 Land $775,698 Building $308,075
2024$7,206.00 (+10.44%)
2023$6,525.00 (+15.22%)$862,277 (+19.05%) Land $602,140 Building $260,137$862,277 (+19.05%) Land $602,140 Building $260,137
2022$5,663.00$724,286 Land $474,628 Building $249,658$724,286 Land $474,628 Building $249,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 North Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 433 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies660 units insured
incl. 227 condo units
Nearby Flood Claims80 (1999–2024)
Claims Outside the SFHA1 of 80
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 11 claims
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 North Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications.

Nearby Properties on North Dr

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