Monroe County property record for 41 North Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,162 sqft · built 1975 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | Company Name on File |
| Last Sale | $645,000 (Jan 2017) |
| Tax Bill | $7,206 (2024) |
| Deeds & Mortgages | Jan 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00515020-000000 |
| Primary APN | 00515020-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,162 sqft Living Area |
| 1st Floor Area | 3,162 sqft |
| Basement Area | 1,435 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,700 sqft (0.177 acres) |
| View / Lot | Canal |
| Porch | Florida Room |
|---|---|
| Porch Area | 833 sqft |
| Patio Area | 1,220 sqft |
| Boat Access | Boat Access |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1634280 |
|---|---|
| Street Address | 41 NORTH DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1 |
| Legal Description | BK 3 LT 21 STILLWRIGHT POINT PLAT NO 2 KEY LARGO PB4-154 OR512-648 OR821-1120 OR868-981 OR897-308 OR986-1665 OR1197-1419 OR1596-575 OR1596-576 OR2179-1847 OR2834-924 OR3294-2228 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 01 |
| Legal Subdivision | STILLWRIGHT POINT NO 2 |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 972700 |
41 North Dr is owned by a company that acquired it in September 2024.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 41 NORTH DR, KEY LARGO, FL 33037-2916 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2017 · Amount on File |
| Deed Sale | Jan 10, 2017 · Amount on File |
| Prior Sale | Jan 12, 2006 · Amount on File |
| Deed Document Number | 20172106367 |
| Deed Book / Page | 2834 / 924 |
| Last Transfer Date | Sep 25, 2024 |
| Transfer Doc | 0032942228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 10, 2017 |
| Property Address | 41 NORTH DR, KEY LARGO, FL 33037-2916 |
| Document Number | 0028340924 |
| Book / Page | 2834 / 0924 |
| Map Reference | MB4 PG154 |
| Instrument Date | Jan 4, 2017 |
| Instrument | 2106367 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,515.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20411 SW 81ST AVE, 20411, CUTLER BAY, FL 33189-2604 |
| Name | Verified Name |
|---|---|
| Address | 41 NORTH DR, KEY LARGO, FL 33037-2916 |
| Document Number | 0002106368 |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 2106368 |
| Name | EQUITABLE MORTGAGE & INVESTORS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,083,773 Land $775,698 Building $308,075 | $1,083,773 Land $775,698 Building $308,075 | |
| 2024 | $7,206.00 (+10.44%) | ||
| 2023 | $6,525.00 (+15.22%) | $862,277 (+19.05%) Land $602,140 Building $260,137 | $862,277 (+19.05%) Land $602,140 Building $260,137 |
| 2022 | $5,663.00 | $724,286 Land $474,628 Building $249,658 | $724,286 Land $474,628 Building $249,658 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 North Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 North Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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