Essex County and Newark City property record for 41 Niagara St, Newark, NJ 07105
| Property Type | Single Family Home |
|---|---|
| Details | 3,374 sqft · built 1890 |
| Lot Size | 0.058 acres (2,509 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $51,500 (Jul 1976) |
| Tax Bill | $8,914 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02037-0000-00010 |
| Primary APN | 14-02037-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 3,374 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 2,509 sqft (0.058 acres) |
| Lot Dimensions | 100 ft deep x 11 ft wide |
| Old Parcel Number | 140203700010 |
|---|---|
| Street Address | 41 NIAGARA ST |
| City | NEWARK |
| State | NJ |
| Zip | 07105-3265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 25.11X100 |
| Legal Block | 2037 |
| Legal Lot Number | 10 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NEWARK |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 7300 |
41 Niagara St is owned and occupied by two individuals who bought it in July 1976.
Source: Essex County and Newark City records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 NIAGARA ST, NEWARK, NJ 07105-3265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK |
| Dec 21, 2018 | Deed of Trust, Mortgage · Conventional with PMI LUSITANIA SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 1976 · Amount on File |
| Deed Sale | Jul 29, 1976 · Amount on File |
| Deed Book / Page | 4541 / 1012 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 41 NIAGARA ST, NEWARK, NJ 07105-3265 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021098608 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2021098608 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 41 NIAGARA ST, NEWARK, NJ 07105-3265 |
| Document Number | 0000000038 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41 NIAGARA ST NEWARK NJ 071053265, NEWARK, NJ 07105-3265 |
| Document Number | 0000000038 |
|---|---|
| Date | Jan 2, 2019 |
| Instrument | 38 |
| Name | LUSITANIA SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | NEWARK, NJ 07105 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2039 |
The 2025 property tax bill for 41 Niagara St was $8,914, up 5.2% from the year before.
Source: Essex County and Newark City assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| Municipality | Newark City |
| Unified School District | Newark City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,900 (-) Land $74,000 Building $148,900 | $222,900 (-) Land $74,000 Building $148,900 | |
| 2025 | $8,914.00 (+5.17%) | $222,900 Land $74,000 Building $148,900 | $222,900 Land $74,000 Building $148,900 |
| 2024 | $8,476.00 | ||
| 2023 | $222,900 Land $74,000 Building $148,900 | $222,900 Land $74,000 Building $148,900 | |
| 2022 | $8,327.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Niagara St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 41 Niagara St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead public education Mar 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,555 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T, T-Mobile, Xfinity.
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