41 Nelson Ave, Cooperstown, NY 13326 Property Records

Otsego County and Otsego Town property record for 41 Nelson Ave, Cooperstown, NY 13326

Property Summary

Property Type	Single Family Home
Details	7 bd · 3 ba · 4,031 sqft · built 1892
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Nov 2014)
Tax Bill	$14,003 (2026)
Deeds & Mortgages	Jun 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`365001 115.18-2-23.00`

Property Details

APN / Parcel Number

Primary APN	`365001 115.18-2-23.00`
Alternative APNs	`500111501800020230000000` `131060`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	13 Rooms
Stories	3 Stories
Building Area	4,031 sqft Living Area
1st Floor Area	1,898 sqft
2nd Floor Area	1,714 sqft
Upper Floors Area	30 sqft
Attic	Attic
Attic Area	389 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	160 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	775 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	131060
Street Address	41 NELSON AVE
City	COOPERSTOWN
State	NY
Zip	13326-1057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	997 0 0
Legal Block	2
Legal Lot Number	23.000
Jurisdiction	OTSEGO NY
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3004
Census Tract	590202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glimmerglass Historic District listed 1999 · 1,475 contributing resources · NRIS 99001136

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

41 Nelson Ave is owned and occupied by two individuals who bought it in November 2014.

Source: Otsego County and Otsego Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 NELSON AVE, COOPERSTOWN, NY 13326-1057
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2014 · Amount on File
Deed Sale	Nov 18, 2014 · Amount on File
Prior Sale	Jun 27, 1997 · Amount on File
Deed Book / Page	2014 / 5404
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	41 NELSON AVE, COOPERSTOWN, NY 13326-1057
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000356
Date	Jun 17, 2022
Instrument	2022-3356

Lender

Name	DELAWARE NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 41 Nelson Ave was $14,003, up 3.2% from the year before.

Source: Otsego County and Otsego Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Otsego Town
Municipality	Cooperstown Village
Unified School District	Cooperstown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,003.00 (+3.24%)
2025	$13,563.00	$610,000 Land $118,700 Building $491,300	$871,429 Land $169,572 Building $701,857
2023		$610,000 Land $118,700 Building $491,300	$743,902 Land $144,756 Building $599,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Nelson Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2011–2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Nelson Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOPERSTOWN VILLAGE serves 1,926 people · EPA ID NY3800145
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	2 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20