41 Nahor Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 41 Nahor Dr, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,272 sqft · built 1997
Lot Size0.374 acres (16,291 sqft)
OwnerIndividual Name on Record
Tax Bill$2,633 (2025)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN18A 8 266

Property Details

APN / Parcel Number

Primary APN18A 8 266
Alternative APN
  • 4406

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,272 sqft Living Area
Gross Area2,548 sqft
1st Floor Area1,104 sqft
Basement Area1,104 sqft
Finished Basement1,104 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2005
Architectural StyleSplit Level
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,291 sqft (0.374 acres)
TerrainRolling
View / LotCorner
Garage TypeBuilt-in
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area32 sqft
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number4406
Street Address41 NAHOR DR
CityPALMYRA
StateVA
Zip22963-2720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionINST 240003332 NAHOR-8 LOT 266 16,308 SF
Legal SubdivisionPHASE EIGHT-NAHOR, LAKE MONTICELLO
Legal Block26
Legal Lot Number266
JurisdictionFLUVANNA VA
Township / Civil DivisionRIVANNA
Census Block Group3
Census Block3001
Census Tract20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address41 NAHOR DR, PALMYRA, VA 22963-2720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2024
Deed SaleDec 19, 2024
Deed Document Number20243332
Prior Transfer DateDec 14, 2024
Prior Transfer Doc0000003332
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLUVANNA VA
Property Address41 NAHOR DR, PALMYRA, VA 22963-2720
Transaction TypeMortgage
Record UpdatedMay 1, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1901057
DateApr 16, 2019
Instrument1901057
Lender
NameLOAN DEPOT INC
TypeLending Institution
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueMay 1, 2049
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2029
Min Rate At Change2.25%
Max Rate At Change9.13%
Index1-Year LIBOR

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$348,800 (-) Land $30,000 Building $318,800$348,800 (-) Land $30,000 Building $318,800
2025$2,633.00 (+36.57%)$348,800 (+52.65%) Land $30,000 Building $318,800$348,800 (+52.65%) Land $30,000 Building $318,800
2023$228,500 Land $30,000 Building $198,500$228,500 Land $30,000 Building $198,500
2022$1,928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE MONTICELLO
private · serves 12,943 people · EPA ID VA2065480
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Firefly Fiber Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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