41 N Water St, Keyser, WV 26726 Property Records

Mineral County property record for 41 N Water St, Keyser, WV 26726

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,892 sqft · built 1900
Lot Size	0.075 acres (3,267 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jul 2017)
Tax Bill	$836 (2026)
Deeds & Mortgages	Dec 2025 Sale Jul 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`07-7-0226.0000`

Property Details

APN / Parcel Number

Primary APN	`07-7-0226.0000`
Alternative APN	`29-07-7-0226.0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,892 sqft Living Area
1st Floor Area	1,892 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	3,267 sqft (0.075 acres)
Lot Dimensions	106 ft deep x 28 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	243 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	41 N WATER ST
City	KEYSER
State	WV
Zip	26726-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 51 WATER ST MCCARTY ADD
Legal Subdivision	MCCARTY ADD
Legal Lot Number	51
Jurisdiction	MINERAL WV
Township / Civil Division	2
Census Block Group	2
Census Block	2021
Census Tract	10500

Owner

Source: Mineral County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	306 DEER HAVEN FARM RD, KEYSER, WV 26726-6414
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed, Transfer
Jul 31, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2017 · Amount on File
Deed Sale	Jul 31, 2017 · Amount on File
Deed Document Number	2017156754
Deed Book / Page	375 / 435
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	Dec 22, 2025
Property Address	41 N WATER ST, KEYSER, WV 26726-3527
Document Number	0000416/62
Book / Page	416 / 62
Map Reference	MB 416 PG 623
Instrument Date	Sep 29, 2025
Instrument	214301
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Tax	$715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	Jul 31, 2017
Property Address	41 N WATER ST, KEYSER, WV 26726-3527
Document Number	000375/435
Book / Page	375 / 435
Map Reference	DB 198 PG 752
Instrument Date	Jul 28, 2017
Instrument	156754
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Tax	$495.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Mineral County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Municipality	Keyser City
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$836.00 (+3.98%)	$53,280 (+3.86%) Land $3,060 Building $50,220	$88,800 (+3.86%) Land $5,100 Building $83,700
2025	$804.00 (+7.06%)	$51,300 (+7.14%) Land $3,060 Building $48,240	$85,500 (+7.14%) Land $5,100 Building $80,400
2023	$751.00 (+1.62%)	$47,880 (+1.53%) Land $3,060 Building $44,820	$79,800 (+1.53%) Land $5,100 Building $74,700
2022	$739.00	$47,160 Land $3,060 Building $44,100	$78,600 Land $5,100 Building $73,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	67 (1979–2025)
Claims Outside the SFHA	11 of 67
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 25 claims Flooding, Jan 1996 · 10 claims Severe Storms, Heavy Rains, Flooding, Mudslides, Jun 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, SkyPacket, T-Mobile.

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