41 N Shore Cir, Waco, TX 76708 Property Records

McLennan County property record for 41 N Shore Cir, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,176 sqft · built 2014
Lot Size	0.212 acres (9,254 sqft)
Owner	2 Individual Names on File
Last Sale	$71,300 (Oct 2019)
Tax Bill	$9,026 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-067400-000111-0`

Property Details

APN / Parcel Number

Primary APN	`18-067400-000111-0`
Alternative APN	`330488`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,176 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	2,176 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	9,254 sqft (0.212 acres)
Garage Type	Attached
Garage Area	596 sqft
Driveway	Concrete Driveway
Driveway Area	1,200 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	41 N SHORE CIR
City	WACO
State	TX
Zip	76708-5870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	NORTH SHORE ADDITION PUD LOT 11 BLOCK 1 ACRES .2124
Legal Subdivision	NORTH SHORE ADDITION PUD
Legal Block	1
Legal Lot Number	11
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2044
Census Tract	4105

Owner

41 N Shore Cir is owned and occupied by two individuals who bought it in October 2019.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 N SHORE CIR, WACO, TX 76708-5870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 21, 2019	Vendor's Lien, Transfer · Line of Credit ALLIANCE BANK CENTRAL TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2019 · Amount on File
Deed Sale	Oct 21, 2019 · Amount on File
Prior Sale	Jun 9, 2015 · Amount on File
Deed Document Number	201935243
Prior Transfer Date	Oct 18, 2019
Prior Transfer Doc	0000035243
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	41 N SHORE CIR, WACO, TX 76708-5870
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	ALA TITLE, ALAMO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 N SHORE CIR, WACO, TX 76708-5870

Mortgage

Document Number	0000032876
Date	Oct 27, 2025
Instrument	2025032876

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 21, 2019
Property Address	41 N SHORE CIR, WACO, TX 76708-5870
Document Number	0000035243
Map Reference	DOC 2005006888
Instrument Date	Oct 18, 2019
Instrument	2019035243
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	01504 SW RADCLIFFE RD, PORTLAND, OR 97219-7939

Mortgage

Document Number	0000035244
Date	Oct 21, 2019
Instrument	2019035244

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 21, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 41 N Shore Cir was $9,026 with exemptions applied, up 4% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,876 (+6.17%) Land $78,011 Building $356,865	$434,876 (+6.17%) Land $78,011 Building $356,865
2025	$9,026.00 (+4.01%)	$409,590 Land $70,980 Building $338,610	$409,590 Land $70,980 Building $338,610
2024	$8,678.00
2023		$390,000 Land $70,980 Building $319,020	$390,000 Land $70,980 Building $319,020
2022	$8,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 N Shore Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 N Shore Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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