Chenango County and Bainbridge Town property record for 41 N Main St, Bainbridge, NY 13733
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,840 sqft · built 1954 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,247 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 082201 265.11-3-2 |
| Primary APN | 082201 265.11-3-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| 2nd Floor Area | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 128 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Canopy | 72 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0210480 |
|---|---|
| Street Address | 41 N MAIN ST |
| City | BAINBRIDGE |
| State | NY |
| Zip | 13733-1238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | Q/C B790 P793 |
| Legal Block | 3 |
| Legal Lot Number | 2.000 |
| Jurisdiction | CHENANGO NY |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 970801 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bainbridge Historic District listed 1982 · 97 contributing resources · NRIS 82001095 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
41 N Main St is owned and occupied by an individual.
Source: Chenango County and Bainbridge Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 N MAIN ST, BAINBRIDGE, NY 13733-1238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 41 N Main St was $3,247 with a homeowner's exemption, up 21.2% from the year before.
Source: Chenango County and Bainbridge Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chenango County |
| County Subdivision | Bainbridge Town |
| Municipality | Bainbridge Village |
| Unified School District | Bainbridge-Guilford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,247.00 (+21.25%) Homeowner's exemption | ||
| 2025 | $2,678.00 | $65,900 Land $13,500 Building $52,400 | $96,912 Land $19,853 Building $77,059 |
| 2023 | $65,900 Land $13,500 Building $52,400 | $82,375 Land $16,875 Building $65,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (2006–2014) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Jun 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 N Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAINBRIDGE VILLAGE serves 1,550 people · EPA ID NY0801739 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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