Minnehaha County property record for 41 N Cactus Pl, Sioux Falls, SD 57110 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,096 sqft · built 1978 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,196 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-12-176-010-000 |
| Primary APN | 01-22-12-176-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Building Area | 2,096 sqft Finished Area |
| 1st Floor Area | 2,096 sqft 1st Floor |
| Basement Area | 1,556 sqft Basement |
| Finished Basement | 896 sqft Finished |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 988 sqft Garage |
| Deck Area | 1,592 sqft Deck |
| Patio Area | 1,108 sqft Patio |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Water Source | Well |
| Account Number | 11439 |
|---|---|
| Street Address | 41 N CACTUS PL |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57110-6430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41 CACTUS HEIGHTS TOWNSITE 12-101-49 SIOUX FALLS TOWNSHIP |
| Legal Range | 49 |
| Legal Township | 101 |
| Legal Section | 12 |
| Legal Subdivision | CACTUS HEIGHTS |
| Legal Lot Number | 41 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SPLIT ROCK |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 408 |
Source: Minnehaha County records · APN 01-22-12-176-010-000
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 N CACTUS PL, SIOUX FALLS, SD 57110-6430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Line of Credit BLACK HILLS FCU |
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit BLACK HILLS FCU |
| Jan 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage BLACK HILLS FCU |
| Aug 24, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 20, 2021 |
| Transfer Doc | 295MISC/1001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 41 N CACTUS PL, SIOUX FALLS, SD 57110-6430 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001981/969 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 1981/969 |
| Name | BLACK HILLS FCU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 1420, RAPID CITY, SD 57709 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2039 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 41 N CACTUS PL, SIOUX FALLS, SD 57110-6430 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 1958MTG/616 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 1958 MTG/616 |
| Name | BLACK HILLS FCU |
|---|---|
| Type | Credit Union |
| Address | RAPID CITY, SD 57709 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Jan 14, 2022 |
| Property Address | 41 N CACTUS PL, SIOUX FALLS, SD 57110-6430 |
| Document Number | DEEDS611/106 |
| Book / Page | DEEDS611 / 106 |
| Instrument Date | Dec 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | FIRST DAKOTA TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8901 W 18TH ST, SIOUX FALLS, SD 57106-7599 |
| Name | Verified Name |
|---|---|
| Address | 41 N CACTUS PL, SIOUX FALLS, SD 57110-6430 |
| Document Number | MTG1944379 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | MTG 1944/379 |
| Name | BLACK HILLS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.75% |
| Index | Other |
| Max Rate | 7.75% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Aug 24, 2021 |
| Property Address | 41 N CACTUS PL, SIOUX FALLS, SD 57110-6430 |
| Document Number | 295MISC/1001 |
| Book / Page | 295 MISC / 1001 |
| Instrument Date | Aug 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8901 W 18TH ST, SIOUX FALLS, SD 57106-7599 |
Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| County Subdivision | Split Rock Township |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,196.00 | $401,900 (+5.9%) Land $47,400 Building $354,500 |
| 2024 | $4,196.00 (-5.75%) | $379,500 (-) Land $47,400 Building $332,100 |
| 2022 | $4,452.00 | $379,500 Land $47,400 Building $332,100 |
Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), updated May 2, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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