41 Moran Rd, Gilbertville, MA 01031 Property Records

Worcester County and Hardwick Town property record for 41 Moran Rd, Gilbertville, MA 01031

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,261 sqft · built 1985
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on Record
Last Sale	$360,800 (Mar 2024)
Tax Bill	$5,006 (2026)
Deeds & Mortgages	Apr 2021 Refinance Mar 2024 Sale + 1 more
APN	`1250-00020`

Property Details

APN / Parcel Number

Primary APN	`1250-00020`
Alternative APNs	`HARD M:1250 B:0000 L:0002-0` `M:1250 B:0000 L:0002=0`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,261 sqft Living Area
Gross Area	3,792 sqft
1st Floor Area	1,337 sqft
Basement Area	812 sqft
Unfinished Basement	812 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,556 sqft (2.01 acres)

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood
Sewer	Septic

Location & Zoning

Account Number	1250-00020
Street Address	41 MORAN RD
City	GILBERTVILLE
State	MA
Zip	01031-9836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	2-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	1
Census Block	1073
Census Tract	723100

Owner

Source: Worcester County and Hardwick Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 MORAN RD, GILBERTVILLE, MA 01031-9836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIVE CENTS SAVINGS BANK
Mar 14, 2024	Other, Transfer
Mar 4, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	Nov 13, 2015 · Amount on Record
Deed Book / Page	70252 / 81
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Property Address	41 MORAN RD, GILBERTVILLE, MA 01031-9836
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065037-44
Date	Apr 28, 2021
Book Page	65037/44
Instrument	58191

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

March 2024: Other, Transfer

Document Type	Other
Jurisdiction	HARDWICK MA
Recording Date	Mar 14, 2024
Property Address	41 MORAN RD, GILBERTVILLE, MA 01031-9836
Document Number	070283-147
Book / Page	70283 / 147
Instrument Date	Mar 5, 2024
Instrument	18342
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 MORAN RD, HARDWICK, MA

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Mar 4, 2024
Property Address	41 MORAN RD, GILBERTVILLE, MA 01031-9836
Document Number	0070252-81
Book / Page	70252 / 81
Instrument Date	Mar 4, 2024
Instrument	15761
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 MORAN RD, HARDWICK, MA

Mortgage

Document Number	0000015762
Date	Mar 4, 2024
Instrument	15762

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,006.00 (+1.38%)	$392,900 (+4.63%) Land $46,100 Building $291,200	$421,277 (+8.03%)
2025	$4,938.00 (+4.2%)	$375,500 (-) Land $46,100 Building $329,400	$389,975 (+15.96%)
2024	$4,739.00 (-3.52%)	$375,500 (+1.68%) Land $46,100 Building $329,400	$336,300
2023	$4,912.00	$369,300 Land $44,100 Building $325,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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