41 Middlesex Rd, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 41 Middlesex Rd, Topsham, ME 04086

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,498 sqft · built 1941
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on Record
Tax Bill$4,001 (2025)
Deeds & MortgagesMar 2021 Refinance
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNTOPM M:U08 L:011

Property Details

APN / Parcel Number

Primary APNTOPM M:U08 L:011
Alternative APN
  • 1354

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,498 sqft Living Area
Gross Area2,796 sqft
1st Floor Area1,036 sqft
Basement Area856 sqft
Unfinished Basement856 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area47,916 sqft (1.1 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1354
Street Address41 MIDDLESEX RD
CityTOPSHAM
StateME
Zip04086-1880
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNO
Legal Lot Number11
JurisdictionTOPSHAM ME
Township / Civil DivisionTOPSHAM
Census Block Group3
Census Block3002
Census Tract970302

Owner

Source: Sagadahoc County and Topsham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41 MIDDLESEX RD, TOPSHAM, ME 04086-1880
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ATLANTIC REGIONAL FCU
Dec 28, 2017Deed of Trust, Mortgage
ATLANTIC REGIONAL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSHAM ME
Property Address41 MIDDLESEX RD, TOPSHAM, ME 04086-1880
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002584
DateMar 26, 2021
Instrument2021R-02584
Lender
NameATLANTIC REGIONAL FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueApr 1, 2041

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSHAM ME
Property Address41 MIDDLESEX RD, TOPSHAM, ME 04086-1854
Document Number0000009357
Instrument DateDec 28, 2017
Transaction TypeMortgage
Record UpdatedJan 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address41 MIDDLESEX RD TOPSHAM ME 040861854, TOPSHAM, ME 04086-1854

Mortgage

Document Number0000009357
DateDec 29, 2017
Instrument9357
Lender
NameATLANTIC REGIONAL FCU
TypeCredit Union
AddressBRUNSWICK, ME 04011
Agreement
AmountAmount Recorded
Term360 Months
DueDec 28, 2047

Tax Assessment & Valuation

Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionTopsham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,001.00 (+6.41%)$312,600 (+12.89%) Land $61,700 Building $250,900
2023$3,760.00 (+13.77%)$276,900 (+20.81%) Land $54,600 Building $222,300
2022$3,305.00$229,200 Land $52,600 Building $176,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1987–2009)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2009

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRUNSWICK/TOPSHAM WATER DISTRICT
serves 18,863 people · EPA ID ME0090260
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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