41 Middle Rd, Cumberland, ME 04021 Property Records

Cumberland County and Cumberland Town property record for 41 Middle Rd, Cumberland, ME 04021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,336 sqft · built 1960
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Aug 2023)
Tax Bill	$7,380 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CMBL M:R01 L:52-B`

Property Details

APN / Parcel Number

Primary APN	`CMBL M:R01 L:52-B`
Alternative APNs	`M:R01 L:52=B` `20230197` `20260558` `R1065R`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
Gross Area	2,908 sqft
1st Floor Area	1,336 sqft
Basement Area	286 sqft
Unfinished Basement	286 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	20260558
Street Address	41 MIDDLE RD
City	CUMBERLAND CENTER
State	ME
Zip	04021-3705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Lot Number	52-B
Jurisdiction	CUMBERLAND ME
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2036
Census Tract	4202

Owner

Source: Cumberland County and Cumberland Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 MIDDLE RD, CUMBERLAND CENTER, ME 04021-3705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Aug 31, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK
Jul 11, 2017	Deed of Trust, Mortgage TD BANK NA
Sep 23, 2019	Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Apr 28, 2014 · Amount on Record
Deed Document Number	202330803
Deed Book / Page	40336 / 215
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	41 MIDDLE RD, CUMBERLAND, ME 04021-3705
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0398590141
Date	Nov 22, 2022
Book Page	39859/141
Instrument	57774

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND ME
Recording Date	Aug 31, 2023
Property Address	41 MIDDLE RD, CUMBERLAND, ME 04021-3705
Document Number	0403360215
Book / Page	40336 / 215
Instrument Date	Aug 31, 2023
Instrument	30803
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	118 RAVINE DR, CUMBERLAND FORESIDE, ME 04110-1135

Mortgage

Document Number	0000030804
Date	Aug 31, 2023
Instrument	30804

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	41 MIDDLE RD, CUMBERLAND, ME 04021-3705
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0341470098
Date	Jul 11, 2017
Book Page	34147/0098
Instrument	000000032434

Lender

Name	TD BANK NA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	41 MIDDLE RD, CUMBERLAND, ME 04021-3705
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0360000199
Date	Sep 23, 2019
Book Page	36000/199
Instrument	47000

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Cumberland County and Cumberland Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Cumberland Town
Unified School District	School Administrative District 51 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,380.00 (+8.29%)	$293,100 (-) Land $125,000 Building $168,100
2024	$6,815.00 (+24.16%)	$293,100 (+13.21%) Land $125,000 Building $168,100
2022	$5,489.00	$258,900 Land $125,000 Building $133,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY FREEPORT DIVISION private · serves 2,700 people · EPA ID ME0090580
Water Source	Groundwater
Last State Inspection	Oct 2024
Also Mapped Here	PORTLAND WATER DISTRICT-GREATER
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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