Essex County and Montclair Township property record for 41 Melrose Pl, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 3,040 sqft · built 1917 |
| Lot Size | 0.259 acres (11,299 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Nov 2022) |
| Tax Bill | $22,956 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02103-0000-00024 |
| Primary APN | 13-02103-0000-00024 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,040 sqft Living Area |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Construction Type | Frame |
| Lot Area | 11,299 sqft (0.259 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 130210300024 |
|---|---|
| Street Address | 41 MELROSE PL |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-2531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 11300SF |
| Legal Block | 2103 |
| Legal Lot Number | 24 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17000 |
41 Melrose Pl is owned and occupied by two individuals who bought it in November 2022.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 MELROSE PL, MONTCLAIR, NJ 07042-2531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Line of Credit HSBC BANK USA |
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP |
| Nov 4, 2022 | Deed, Transfer · Conventional Mortgage HSBC BANK USA |
| Nov 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2022 · Amount on File |
| Deed Sale | Nov 4, 2022 · Amount on File |
| Prior Sale | Apr 8, 2005 · Amount on File |
| Deed Document Number | 202297894 |
| Prior Transfer Date | Jun 15, 2016 |
| Prior Transfer Doc | 0000056407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 41 MELROSE PL, MONTCLAIR, NJ 07042-2531 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000073577 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 2025073577 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 15, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 41 MELROSE PL, MONTCLAIR, NJ 07042-2531 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000025957 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021025957 |
| Name | SOFI LENDING CORP |
|---|---|
| Type | Lending Institution |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Nov 4, 2022 |
| Property Address | 41 MELROSE PL, MONTCLAIR, NJ 07042-2531 |
| Document Number | 0000097894 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 2022097894 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 61 CONSTITUTION WAY, MORRISTOWN, NJ 07960-5753 |
| Name | Verified Name |
|---|---|
| Address | 41 MELROSE PL, MONTCLAIR, NJ 07042-2531 |
| Document Number | 0000097895 |
|---|---|
| Date | Nov 4, 2022 |
| Instrument | 2022097895 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 41 MELROSE PL, MONTCLAIR, NJ 07042-2531 |
| Document Number | 0000111804 |
| Instrument Date | Nov 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 41 MELROSE PL MONTCLAIR NJ 070422531, MONTCLAIR, NJ 07042-2531 |
| Document Number | 0000111804 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 111804 |
| Name | LOANPAL |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 24, 2049 |
The 2025 property tax bill for 41 Melrose Pl was $22,956, up 5.1% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $652,900 (-) Land $266,900 Building $386,000 | $652,900 (-) Land $266,900 Building $386,000 | |
| 2025 | $22,956.00 (+5.14%) | $652,900 Land $266,900 Building $386,000 | $652,900 Land $266,900 Building $386,000 |
| 2024 | $21,833.00 | ||
| 2023 | $641,600 Land $266,900 Building $374,700 | $641,600 Land $266,900 Building $374,700 | |
| 2022 | $21,095.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Melrose Pl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1989–2011) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Melrose Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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