Buncombe County property record for 41 McClain St, Asheville, NC 28803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,232 sqft · built 1962 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $386,500 (Jun 2015) |
| Tax Bill | $5,639 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9648-74-5159-00000 |
| Primary APN | 9648-74-5159-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,232 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| 2nd Floor Area | 468 sqft |
| Upper Floors Area | 432 sqft |
| Flooring | Softwood |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | 80 sqft |
| Patio Area | 136 sqft |
| Canopy | 138 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 964815744184000 |
|---|---|
| Street Address | 41 MCCLAIN ST |
| City | ASHEVILLE |
| State | NC |
| Zip | 28803-2420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 06/05/2015 DEE |
| Legal Description | DEED DATE: 06/05/2015 DEED: 5321-0367 SUBDIV: KENILWORTH BLOCK: A LOT: 18 SECTION: PLAT: 0154-109A |
| Legal Subdivision | KENILWORTH |
| Legal Block | A |
| Legal Lot Number | 18 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 800 |
41 McClain St is owned and occupied by an individual who bought it in June 2015.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 MCCLAIN ST, ASHEVILLE, NC 28803-2420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC |
| Jun 27, 2019 | Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2015 · Amount on File |
| Deed Sale | Jun 5, 2015 · Amount on File |
| Prior Sale | Mar 19, 2014 · Amount on File |
| Deed Document Number | 0005321367 |
| Deed Book / Page | 5321 / 367 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 41 MCCLAIN ST, ASHEVILLE, NC 28803-2420 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 41 MCCLAIN ST, ASHEVILLE, NC 28803-2420 |
| Document Number | 0062070800 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 6207/800 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 41 MCCLAIN ST, ASHEVILLE, NC 28803-2420 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0061731635 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 6173/1635 |
| Name | BEVERLY-HANKS MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ASHEVILLE, NC 28803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 41 MCCLAIN ST, ASHEVILLE, NC 28803-2420 |
| Document Number | 0057861176 |
| Instrument Date | Jun 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 41 MCCLAIN ST ASHEVILLE NC 288032420, ASHEVILLE, NC 28803-2420 |
| Document Number | 0057861176 |
|---|---|
| Date | Jul 3, 2019 |
| Book Page | 005786/001176 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 2, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 41 McClain St was $5,639.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Asheville City |
| Unified School District | Asheville City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,639.00 | $513,400 | |
| 2023 | $5,304.00 | $526,700 | $526,700 Land $93,400 Building $433,300 |
| 2021 | $513,400 Land $93,400 Building $420,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 McClain St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 McClain St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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