Otsego County and Oneonta City property record for 41 Maple St, Oneonta, NY 13820 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1975 |
| Square Footage | 2,000 sqft Living Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $185,000 (2023) |
| Tax Bill | $6,252.00 (2025) |
Source: Otsego County and Oneonta City records · APN 361200 288.18-3-42
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 MAPLE ST, ONEONTA, NY 13820-1515 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 04, 2023 | Warranty Deed, Transfer · Stand Alone First Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 06, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CONTOUR MORTGAGE CORP |
| Jun 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage MARY RAB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2023 · Amount on Record |
| Deed Sale | Oct 04, 2023 · Amount on Record |
| Prior Sale | Jun 28, 2019 · Amount on Record |
| Deed Doc Number | 20234042 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 04, 2023 |
| Property Address | 41 MAPLE ST, ONEONTA, NY 13820-1515 |
| Document Number | 0000000042 |
| Instrument Date | Oct 03, 2023 |
| Instrument | 2023-4042 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 571 9TH ST, BROOKLYN, NY 11215-6927 |
| Document Number | 0000000043 |
|---|---|
| Date | Oct 04, 2023 |
| Instrument | 2023-4043 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 41 MAPLE ST, ONEONTA, NY 13820-1515 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 507 |
|---|---|
| Date | May 06, 2021 |
| Instrument | 2021-2507 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jun 28, 2019 |
| Property Address | 41 MAPLE ST, ONEONTA, NY 13820-1515 |
| Document Number | 0000002837 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 2837 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 75 WILMINGTON DR MELVILLE NY 117474032, MELVILLE, NY 11747-4032 |
| Document Number | 2838 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 2838 |
| Name | MARY RAB |
|---|---|
| Address | 153 PARK DR, ONEONTA, NY 13820-3631 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 27, 2024 |
| Rate | 7% |
|---|
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,252.00 | $165,000 (-) Land $14,100 Building $150,900 | $232,394 (+14.08%) Land $19,859 Building $212,535 |
| 2023 | $165,000 (-) Land $14,100 Building $150,900 | $203,704 (+13.58%) Land $17,407 Building $186,297 | |
| 2022 | $165,000 Land $14,100 Building $150,900 | $179,348 Land $15,326 Building $164,022 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 361200 288.18-3-42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 2 Partial Baths |
| Building Area | 2,000 sqft Living Area |
| 1st Floor | 1,084 sqft 1st Floor |
| 2nd Floor | 916 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 5,663 sqft (0.13 acres) |
| Depth X Width | 99 ft x 55 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 360 sqft Garage |
| Porch Area | 204 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3911 2199 |
|---|---|
| Street Address | 41 MAPLE ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1515 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 42.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | ONEONTA |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 591000 |
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