41 Lowell Rd, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 41 Lowell Rd, Winthrop, MA 02152

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,788 sqft · built 1900
Lot Size	0.123 acres (5,350 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Aug 2014)
Tax Bill	$8,719 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WINT M:028 L:022`

Property Details

APN / Parcel Number

Primary APN	`WINT M:028 L:022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,788 sqft Living Area
Gross Area	2,980 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,350 sqft (0.123 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	41 LOWELL RD
City	WINTHROP
State	MA
Zip	02152-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	22
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	3
Census Block	3007
Census Tract	180301

Owner

41 Lowell Rd is owned and occupied by an individual who bought it in August 2014.

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	41 LOWELL RD, WINTHROP, MA 02152-2322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 13, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2014 · Amount on File
Deed Sale	Aug 4, 2014 · Amount on File
Deed Book / Page	53313 / 176
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	41 LOWELL RD, WINTHROP, MA 02152-2322
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071286-182
Date	Apr 15, 2025
Book Page	71286/182
Instrument	21437

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	41 LOWELL RD, WINTHROP, MA 02152-2322
Document Number	62166-1
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 LOWELL RD WINTHROP MA 021522322, WINTHROP, MA 02152-2322

Mortgage

Document Number	62166-1
Date	Dec 3, 2019
Book Page	062166/000001
Instrument	103943

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 41 Lowell Rd was $8,719, up 16.1% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,719.00 (+16.1%)	$782,700 (+7.56%) Land $459,100 Building $323,600	$716,047
2025	$7,510.00 (-1.96%)	$727,700 (-1.01%) Land $437,200 Building $290,500
2024	$7,660.00 (+7.93%)	$735,100 (+10.82%) Land $420,200 Building $314,900	$783,275
2023	$7,097.00	$663,300 Land $384,600 Building $278,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Lowell Rd in Zone X, an area of minimal flood risk, though there have been 75 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	75 (1978–2022)
Claims Outside the SFHA	6 of 75
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Winter Coastal Storm, Dec 1992 · 6 claims Coastal Storm, Oct 1991 · 15 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 41 Lowell Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	600 / 150
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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