Santa Cruz County property record for 41 Loma Ave, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,377 sqft · built 1961 |
| Lot Size | 0.162 acres (7,057 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,506 (2025) |
| Deeds & Mortgages | Jul 2017 Transfer Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-141-52 |
| Primary APN | 045-141-52 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,377 sqft Living Area |
| Gross Area | 1,569 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 7,057 sqft (0.162 acres) |
| Garage Type | Attached |
| Garage Area | 192 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 41 LOMA AVE |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Description | MAP E5 994 |
| Legal Subdivision | LA SELVA BEACH 01 |
| Legal Lot Number | 38 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 122300 |
41 Loma Ave is owned and occupied by an individual who acquired it in July 2017.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 LOMA AVE, WATSONVILLE, CA 95076-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Apr 26, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 21, 2017 |
| Transfer Doc | 0000024000 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 21, 2017 |
| Property Address | 41 LOMA AVE, WATSONVILLE, CA 95076-1618 |
| Document Number | 0000024000 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 24000 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 41 LOMA AVE WATSONVILLE CA 950761618, WATSONVILLE, CA 95076-1618 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 41 LOMA AVE, WATSONVILLE, CA 95076-1618 |
| Document Number | 0000015560 |
| Instrument Date | Apr 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 41 LOMA AVE LA SELVA BEACH CA 950761618, LA SELVA BEACH, CA 95076-1618 |
| Document Number | 0000015560 |
|---|---|
| Date | May 11, 2017 |
| Instrument | 15560 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 41 Loma Ave was $4,506 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,308 (+2%) Land $189,069 Building $159,239 | ||
| 2025 | $4,506.00 Homeowner's exemption | $341,478 Land $185,361 Building $156,117 | |
| 2023 | $3,948.00 (+1.96%) Homeowner's exemption | $328,218 Land $178,164 Building $150,054 | $908,010 |
| 2022 | $3,872.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Loma Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Loma Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio, Etheric Networks, GeoLinks.
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