Whiteside County property record for 41 Locust St, Prophetstown, IL 61277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,616 sqft · built 1900 |
| Lot Size | 0.413 acres (17,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Oct 2021) |
| Tax Bill | $4,449 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1533303001 |
| Primary APN | 1533303001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 2,616 sqft Building Perimeter |
| Basement Area | 1,856 sqft |
| Unfinished Basement | 1,856 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 17,998 sqft (0.413 acres) |
| Garage Area | 840 sqft |
| Account Number | 124251 |
|---|---|
| Street Address | 41 LOCUST ST |
| City | PROPHETSTOWN |
| State | IL |
| Zip | 61277-1132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF PROPHETSTOWN LOT 6 BLK 18 81100X |
| Legal Block | 18 |
| Legal Lot Number | 6 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | PROPHETSTOWN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 700 |
Source: Whiteside County records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 41 LOCUST ST, PROPHETSTOWN, IL 61277-1132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on Record |
| Deed Sale | Oct 19, 2021 · Amount on Record |
| Deed Document Number | 20217364 |
| Prior Transfer Date | Nov 6, 2020 |
| Prior Transfer Doc | 0202007381 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Oct 19, 2021 |
| Property Address | 41 LOCUST ST, PROPHETSTOWN, IL 61277-1132 |
| Document Number | 0202107364 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021-07364 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 41 LOCUST ST, PROPHETSTOWN, IL 61277-1132 |
| Document Number | 0202107365 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021-07365 |
| Name | FARMERS NATIONAL BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Prophetstown Township |
| Municipality | Prophetstown City |
| Unified School District | Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,449.00 (+9.88%) | $53,701 (+12.94%) Land $7,193 Building $46,508 | |
| 2024 | $4,049.00 | $47,548 Land $6,369 Building $41,179 | $161,103 (+12.94%) Land $21,579 Building $139,524 |
| 2023 | $142,644 Land $19,107 Building $123,537 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1997–2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Strada Communications Fiber | 1,000 / 1,000 |
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